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Insurance Underwriters Salary in Alaska: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Insurance Underwriters salary really buy you in Alaska?

Alaska is 2.0% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$81,620
Median annual (2025)
-2.0%
Real Purchasing Power
$80,019
COL-adjusted (RPP=102.0)

Alaska Cost of Living Index

Alaska's Regional Price Parity (RPP) is 102.0, meaning prices are 2.0% higher the national average. A Insurance Underwriters earning $81,620 in Alaska has the equivalent purchasing power of $80,019 in an average-cost US state.

AK: 102.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Alaska's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $47,120 $46,196 $-923
25th Percentile (P25) $59,530 $58,362 $-1,167
Median (P50) $81,620 $80,019 $-1,600
75th Percentile (P75) $91,010 $89,225 $-1,784
90th Percentile (P90) $106,990 $104,892 $-2,097
Key Insight

Alaska's cost of living is close to the national average, so $81,620 keeps most of its value at $80,019 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Alaska Sits Near the National Cost Benchmark

RPP 102.0

With an RPP of 102.0, Alaska is within a few percent of the national cost-of-living baseline. Salary adjustment for Insurance Underwriters is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-2.0%

After adjusting for Alaska's cost of living, $81,620 nominal nets out to $80,020 in real purchasing power — a small 2.0% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Insurance Underwriters.

Below-Median Adjusted Pay

#35 / 49

Alaska's rank of #35 of 49 states means real purchasing power for Insurance Underwriters trails the national half-way line.

Best States for Insurance Underwriters (After Cost of Living)

Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$105,492
RPP 92.3
2. Nevada
$105,228
RPP 96.4
$98,377
RPP 102.3
$97,477
RPP 109.4
$96,598
RPP 107.6
$94,838
RPP 86.6
7. Maine
$94,751
RPP 100.8
$94,633
RPP 106.4
$94,465
RPP 88.0
10. New York
$90,566
RPP 107.6

Alaska ranks #35 out of 49 states for Insurance Underwriters after cost-of-living adjustment.

How much do you actually take home? See Insurance Underwriters take-home pay in Alaska after taxes →

Frequently Asked Questions

What is the real salary for a Insurance Underwriters in Alaska after cost of living?

A Insurance Underwriters in Alaska earns a median salary of $81,620 per year. After adjusting for Alaska's cost of living (RPP=102.0), the real purchasing power is $80,019 — a -2.0% difference.

Is Alaska expensive to live in?

Alaska's cost of living is 2.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Alaska is 102.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Alaska: $81,620 x (100 / 102.0) = $80,019. This represents what the salary would be worth in a state with average living costs.

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