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Home Health and Personal Care Aides Salary in Tennessee: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Home Health and Personal Care Aides salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$32,130
Median annual (2025)
+8.9%
Real Purchasing Power
$35,000
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Home Health and Personal Care Aides earning $32,130 in Tennessee has the equivalent purchasing power of $35,000 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $28,090 $30,599 +$2,509
25th Percentile (P25) $29,920 $32,592 +$2,672
Median (P50) $32,130 $35,000 +$2,870
75th Percentile (P75) $35,280 $38,431 +$3,151
90th Percentile (P90) $38,150 $41,557 +$3,407
Key Insight

A Home Health and Personal Care Aides in Tennessee earns $32,130 on paper, but low living costs mean your money goes 9% further — like earning $35,000 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

What the Cost-of-Living Data Says

Tennessee Runs Well Below National Cost

RPP 91.8

Tennessee's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Home Health and Personal Care Aides, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Tennessee's RPP, the $32,130 median salary translates to $35,000 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Home Health and Personal Care Aides.

Below-Median Adjusted Pay

#32 / 51

Tennessee's rank of #32 of 51 states means real purchasing power for Home Health and Personal Care Aides trails the national half-way line.

Best States for Home Health and Personal Care Aides (After Cost of Living)

Where does Home Health and Personal Care Aides salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$44,464
RPP 88.7
$43,469
RPP 109.8
$42,886
RPP 88.0
$41,719
RPP 104.7
5. Oregon
$41,660
RPP 106.6
6. Vermont
$41,147
RPP 101.1
7. Iowa
$40,814
RPP 88.4
$40,760
RPP 89.4
9. Montana
$40,564
RPP 90.3
10. Nebraska
$40,256
RPP 89.8

Tennessee ranks #32 out of 51 states for Home Health and Personal Care Aides after cost-of-living adjustment.

How much do you actually take home? See Home Health and Personal Care Aides take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Home Health and Personal Care Aides in Tennessee after cost of living?

A Home Health and Personal Care Aides in Tennessee earns a median salary of $32,130 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $35,000 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Home Health and Personal Care Aides in Tennessee: $32,130 x (100 / 91.8) = $35,000. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Home Health and Personal Care Aides in Tennessee financially?

From a purchasing power perspective, yes. A Home Health and Personal Care Aides in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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