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Home Health and Personal Care Aides Salary in Montana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Home Health and Personal Care Aides salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$36,630
Median annual (2025)
+10.7%
Real Purchasing Power
$40,564
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Home Health and Personal Care Aides earning $36,630 in Montana has the equivalent purchasing power of $40,564 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $29,370 $32,524 +$3,154
25th Percentile (P25) $31,100 $34,440 +$3,340
Median (P50) $36,630 $40,564 +$3,934
75th Percentile (P75) $43,120 $47,751 +$4,631
90th Percentile (P90) $44,740 $49,545 +$4,805
Key Insight

A Home Health and Personal Care Aides in Montana earns $36,630 on paper, but low living costs mean your money goes 11% further — like earning $40,564 in an average-cost state. This makes Montana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Montana Runs Well Below National Cost

RPP 90.3

Montana's Regional Price Parity (RPP) of 90.3 means a basket of goods and services costs about 9.7% less than the national average. For a Home Health and Personal Care Aides, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.7%

Adjusting $36,630 for Montana's cost of living yields $40,565 — a 10.7% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Top-Quartile Adjusted Earnings in Montana

#9 / 51

Ranked on COL-adjusted median pay for Home Health and Personal Care Aides, Montana places #9 of 51 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Home Health and Personal Care Aides (After Cost of Living)

Where does Home Health and Personal Care Aides salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$44,464
RPP 88.7
$43,469
RPP 109.8
$42,886
RPP 88.0
$41,719
RPP 104.7
5. Oregon
$41,660
RPP 106.6
6. Vermont
$41,147
RPP 101.1
7. Iowa
$40,814
RPP 88.4
$40,760
RPP 89.4
9. Montana
$40,564
RPP 90.3
10. Nebraska
$40,256
RPP 89.8

Montana ranks #9 out of 51 states for Home Health and Personal Care Aides after cost-of-living adjustment.

How much do you actually take home? See Home Health and Personal Care Aides take-home pay in Montana after taxes →

Frequently Asked Questions

What is the real salary for a Home Health and Personal Care Aides in Montana after cost of living?

A Home Health and Personal Care Aides in Montana earns a median salary of $36,630 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $40,564 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Home Health and Personal Care Aides in Montana: $36,630 x (100 / 90.3) = $40,564. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Home Health and Personal Care Aides in Montana financially?

From a purchasing power perspective, yes. A Home Health and Personal Care Aides in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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