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Home Health and Personal Care Aides Salary in Maryland: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Home Health and Personal Care Aides salary really buy you in Maryland?

Maryland is 5.0% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$38,040
Median annual (2025)
-4.8%
Real Purchasing Power
$36,228
COL-adjusted (RPP=105.0)

Maryland Cost of Living Index

Maryland's Regional Price Parity (RPP) is 105.0, meaning prices are 5.0% higher the national average. A Home Health and Personal Care Aides earning $38,040 in Maryland has the equivalent purchasing power of $36,228 in an average-cost US state.

MD: 105.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maryland's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $31,540 $30,038 $-1,501
25th Percentile (P25) $35,490 $33,800 $-1,690
Median (P50) $38,040 $36,228 $-1,811
75th Percentile (P75) $43,150 $41,095 $-2,054
90th Percentile (P90) $46,880 $44,647 $-2,232
Key Insight

While $38,040 sounds high, Maryland's elevated cost of living erases 5% of that salary's purchasing power. Your real buying power is $36,228. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Maryland Is a High-Cost State

RPP 105.0

Maryland's RPP of 105.0 puts it 5.0% above the national baseline cost of living. A Home Health and Personal Care Aides needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-4.8%

After applying Maryland's RPP, the $38,040 median salary translates to $36,229 in real terms — a 4.8% loss. That difference can cover several months of expenses over a year for a Home Health and Personal Care Aides.

Below-Median Adjusted Pay

#28 / 51

Maryland's rank of #28 of 51 states means real purchasing power for Home Health and Personal Care Aides trails the national half-way line.

Best States for Home Health and Personal Care Aides (After Cost of Living)

Where does Home Health and Personal Care Aides salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$44,464
RPP 88.7
$43,469
RPP 109.8
$42,886
RPP 88.0
$41,719
RPP 104.7
5. Oregon
$41,660
RPP 106.6
6. Vermont
$41,147
RPP 101.1
7. Iowa
$40,814
RPP 88.4
$40,760
RPP 89.4
9. Montana
$40,564
RPP 90.3
10. Nebraska
$40,256
RPP 89.8

Maryland ranks #28 out of 51 states for Home Health and Personal Care Aides after cost-of-living adjustment.

How much do you actually take home? See Home Health and Personal Care Aides take-home pay in Maryland after taxes →

Frequently Asked Questions

What is the real salary for a Home Health and Personal Care Aides in Maryland after cost of living?

A Home Health and Personal Care Aides in Maryland earns a median salary of $38,040 per year. After adjusting for Maryland's cost of living (RPP=105.0), the real purchasing power is $36,228 — a -4.8% difference.

Is Maryland expensive to live in?

Maryland's cost of living is 5.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maryland is 105.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Home Health and Personal Care Aides in Maryland: $38,040 x (100 / 105.0) = $36,228. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Maryland offset the salary?

Partially — a Home Health and Personal Care Aides's nominal salary of $38,040 in Maryland has 4.8% less purchasing power due to higher living costs. The real value is $36,228. However, Maryland may offer better career opportunities, networking, and industry access.

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