Last updated: 2025 BLS data · Page refreshed:
How much does a Firefighters actually take home in New Jersey?
Progressive (up to 10.8%) — 23.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Firefighters earning $84,130 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $84,130 | — |
| Federal Income Tax | -$10,349 | 12.3% |
| New Jersey State Income Tax | -$3,232 | 3.8% |
| Social Security (OASDI) | -$5,216 | 6.2% |
| Medicare | -$1,219 | 1.4% |
| Total Taxes | -$20,018 | 23.8% |
| Take-Home Pay | $64,111 | 76.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Firefighters in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,920 | -$8,587 | $39,332 | 17.9% |
| 25th Percentile (P25) | $61,340 | -$11,965 | $49,374 | 19.5% |
| Median (P50) | $84,130 | -$20,018 | $64,111 | 23.8% |
| 75th Percentile (P75) | $106,330 | -$28,014 | $78,315 | 26.3% |
| 90th Percentile (P90) | $123,940 | -$34,534 | $89,405 | 27.9% |
After federal income tax ($10,349), state tax ($3,232), and FICA ($6,435), a Firefighters in New Jersey takes home $64,111 per year — or $5,342 per month. The effective tax rate of 23.8% is relatively low compared to the national range.
With an effective total rate of 23.8%, a Firefighters in New Jersey keeps $64,112 of $84,130 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Firefighters salary the state tax works out to $3,233 (3.8% effective) — on top of federal and FICA.
Federal tax on this Firefighters salary is $10,350 (52%), but combined state ($3,233, 16%) + FICA ($6,436, 32%) make up the other 48% of the bill.
Moving this same Firefighters salary to a zero-state-tax state would yield around $67,344 net — a gain of $3,233 (5.0%) per year versus New Jersey.
For Firefighters after-tax pay, New Jersey ranks #3 of 50 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $64,112 net/year works out to $5,343/month or $2,466/bi-weekly for this Firefighters in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Firefighters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #3 out of 50 states for Firefighters after-tax take-home pay.
A Firefighters in New Jersey earning a median salary of $84,130 will take home approximately $64,111 per year after federal income tax ($10,349), state income tax ($3,232), and FICA ($6,435). That is $5,342 per month or $2,465 per bi-weekly paycheck.
The effective total tax rate for a Firefighters in New Jersey is 23.8%, broken down as: federal income tax 12.3%, New Jersey state tax 3.8%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Firefighters's median salary of $84,130, the state income tax amounts to $3,232 per year, which is an effective state rate of 3.8%.
After all taxes, a Firefighters in New Jersey takes home approximately $5,342 per month, or about $30.82 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $84,130 for Firefighters in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $64,111/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR