Last updated: 2025 BLS data · Page refreshed:
How much does a Firefighters actually take home in Kentucky?
4.0% flat rate — 18.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Firefighters earning $37,150 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $37,150 | — |
| Federal Income Tax | -$2,474 | 6.7% |
| Kentucky State Income Tax | -$1,486 | 4.0% |
| Social Security (OASDI) | -$2,303 | 6.2% |
| Medicare | -$538 | 1.5% |
| Total Taxes | -$6,801 | 18.3% |
| Take-Home Pay | $30,348 | 81.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Firefighters in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $27,870 | -$4,607 | $23,262 | 16.5% |
| 25th Percentile (P25) | $33,390 | -$5,912 | $27,477 | 17.7% |
| Median (P50) | $37,150 | -$6,801 | $30,348 | 18.3% |
| 75th Percentile (P75) | $48,120 | -$9,396 | $38,723 | 19.5% |
| 90th Percentile (P90) | $60,720 | -$12,376 | $48,343 | 20.4% |
After federal income tax ($2,474), state tax ($1,486), and FICA ($2,841), a Firefighters in Kentucky takes home $30,348 per year — or $2,529 per month. The effective tax rate of 18.3% is relatively low compared to the national range.
A Firefighters in Kentucky faces an effective total tax rate of only 18.3%, keeping 81.7% of every gross dollar. That leaves $30,348 net out of $37,150 gross — a favorable outcome compared to states with combined rates above 30%.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Firefighters salary that contributes $1,486 to the 4.0% effective state-tax burden.
Federal tax on this Firefighters salary is $2,474 (36%), but combined state ($1,486, 22%) + FICA ($2,842, 42%) make up the other 64% of the bill.
A Firefighters earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $31,834 — only $1,486 (4.9%) more than in Kentucky.
Kentucky sits near the bottom (#48 of 50) for Firefighters after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $30,348 net/year works out to $2,529/month or $1,167/bi-weekly for this Firefighters in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Firefighters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #48 out of 50 states for Firefighters after-tax take-home pay.
A Firefighters in Kentucky earning a median salary of $37,150 will take home approximately $30,348 per year after federal income tax ($2,474), state income tax ($1,486), and FICA ($2,841). That is $2,529 per month or $1,167 per bi-weekly paycheck.
The effective total tax rate for a Firefighters in Kentucky is 18.3%, broken down as: federal income tax 6.7%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Firefighters's median salary of $37,150, the state income tax amounts to $1,486 per year, which is an effective state rate of 4.0%.
After all taxes, a Firefighters in Kentucky takes home approximately $2,529 per month, or about $14.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $37,150 for Firefighters in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $30,348/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR