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Financial Risk Specialists Salary in New Hampshire: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Financial Risk Specialists salary really buy you in New Hampshire?

New Hampshire is 7.6% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$158,320
Median annual (2025)
-7.1%
Real Purchasing Power
$147,137
COL-adjusted (RPP=107.6)

New Hampshire Cost of Living Index

New Hampshire's Regional Price Parity (RPP) is 107.6, meaning prices are 7.6% higher the national average. A Financial Risk Specialists earning $158,320 in New Hampshire has the equivalent purchasing power of $147,137 in an average-cost US state.

NH: 107.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for New Hampshire's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $82,480 $76,654 $-5,825
25th Percentile (P25) $111,310 $103,447 $-7,862
Median (P50) $158,320 $147,137 $-11,182
75th Percentile (P75) $158,320 $147,137 $-11,182
90th Percentile (P90) $160,060 $148,754 $-11,305
Key Insight

While $158,320 sounds high, New Hampshire's elevated cost of living erases 7% of that salary's purchasing power. Your real buying power is $147,137. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

New Hampshire Is a High-Cost State

RPP 107.6

New Hampshire's RPP of 107.6 puts it 7.6% above the national baseline cost of living. A Financial Risk Specialists needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-7.1%

After applying New Hampshire's RPP, the $158,320 median salary translates to $147,138 in real terms — a 7.1% loss. That difference can cover several months of expenses over a year for a Financial Risk Specialists.

Top-Quartile Adjusted Earnings in New Hampshire

#1 / 50

Ranked on COL-adjusted median pay for Financial Risk Specialists, New Hampshire places #1 of 50 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Financial Risk Specialists (After Cost of Living)

Where does Financial Risk Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$147,137
RPP 107.6
$142,285
RPP 98.0
$140,169
RPP 94.2
4. Maine
$139,900
RPP 100.8
5. Wyoming
$130,087
RPP 91.9
$127,165
RPP 107.6
$123,907
RPP 102.1
8. Iowa
$119,547
RPP 88.4
$119,195
RPP 109.4
$118,768
RPP 108.8

New Hampshire ranks #1 out of 50 states for Financial Risk Specialists after cost-of-living adjustment.

How much do you actually take home? See Financial Risk Specialists take-home pay in New Hampshire after taxes →

Frequently Asked Questions

What is the real salary for a Financial Risk Specialists in New Hampshire after cost of living?

A Financial Risk Specialists in New Hampshire earns a median salary of $158,320 per year. After adjusting for New Hampshire's cost of living (RPP=107.6), the real purchasing power is $147,137 — a -7.1% difference.

Is New Hampshire expensive to live in?

New Hampshire's cost of living is 7.6% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for New Hampshire is 107.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial Risk Specialists in New Hampshire: $158,320 x (100 / 107.6) = $147,137. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in New Hampshire offset the salary?

Partially — a Financial Risk Specialists's nominal salary of $158,320 in New Hampshire has 7.1% less purchasing power due to higher living costs. The real value is $147,137. However, New Hampshire may offer better career opportunities, networking, and industry access.

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