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Financial Examiners Salary in Minnesota: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Financial Examiners salary really buy you in Minnesota?

Minnesota is 2.3% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$104,260
Median annual (2025)
+2.4%
Real Purchasing Power
$106,714
COL-adjusted (RPP=97.7)

Minnesota Cost of Living Index

Minnesota's Regional Price Parity (RPP) is 97.7, meaning prices are 2.3% lower the national average. A Financial Examiners earning $104,260 in Minnesota has the equivalent purchasing power of $106,714 in an average-cost US state.

MN: 97.7
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Minnesota's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $65,950 $67,502 +$1,552
25th Percentile (P25) $79,350 $81,218 +$1,868
Median (P50) $104,260 $106,714 +$2,454
75th Percentile (P75) $117,390 $120,153 +$2,763
90th Percentile (P90) $156,710 $160,399 +$3,689
Key Insight

Minnesota's cost of living is close to the national average, so $104,260 keeps most of its value at $106,714 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Minnesota Sits Near the National Cost Benchmark

RPP 97.7

With an RPP of 97.7, Minnesota is within a few percent of the national cost-of-living baseline. Salary adjustment for Financial Examiners is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

+2.4%

After adjusting for Minnesota's cost of living, $104,260 nominal nets out to $106,714 in real purchasing power — a small 2.4% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Financial Examiners.

Top-Quartile Adjusted Earnings in Minnesota

#5 / 49

Ranked on COL-adjusted median pay for Financial Examiners, Minnesota places #5 of 49 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Financial Examiners (After Cost of Living)

Where does Financial Examiners salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$170,428
RPP 116.6
$119,814
RPP 107.6
$113,280
RPP 106.4
$106,932
RPP 94.2
$106,714
RPP 97.7
$103,551
RPP 109.8
$101,919
RPP 102.1
$101,563
RPP 109.4
$100,784
RPP 88.0
10. Maryland
$98,076
RPP 105.0

Minnesota ranks #5 out of 49 states for Financial Examiners after cost-of-living adjustment.

How much do you actually take home? See Financial Examiners take-home pay in Minnesota after taxes →

Frequently Asked Questions

What is the real salary for a Financial Examiners in Minnesota after cost of living?

A Financial Examiners in Minnesota earns a median salary of $104,260 per year. After adjusting for Minnesota's cost of living (RPP=97.7), the real purchasing power is $106,714 — a +2.4% difference.

Is Minnesota expensive to live in?

Minnesota's cost of living is 2.3% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Minnesota is 97.7 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial Examiners in Minnesota: $104,260 x (100 / 97.7) = $106,714. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Financial Examiners in Minnesota financially?

From a purchasing power perspective, yes. A Financial Examiners in Minnesota enjoys 2.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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