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Financial and Investment Analysts Salary in Maryland: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Financial and Investment Analysts salary really buy you in Maryland?

Maryland is 5.0% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$100,370
Median annual (2025)
-4.8%
Real Purchasing Power
$95,590
COL-adjusted (RPP=105.0)

Maryland Cost of Living Index

Maryland's Regional Price Parity (RPP) is 105.0, meaning prices are 5.0% higher the national average. A Financial and Investment Analysts earning $100,370 in Maryland has the equivalent purchasing power of $95,590 in an average-cost US state.

MD: 105.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maryland's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $64,690 $61,609 $-3,080
25th Percentile (P25) $80,550 $76,714 $-3,835
Median (P50) $100,370 $95,590 $-4,779
75th Percentile (P75) $134,690 $128,276 $-6,413
90th Percentile (P90) $183,320 $174,590 $-8,729
Key Insight

While $100,370 sounds high, Maryland's elevated cost of living erases 5% of that salary's purchasing power. Your real buying power is $95,590. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Maryland Is a High-Cost State

RPP 105.0

Maryland's RPP of 105.0 puts it 5.0% above the national baseline cost of living. A Financial and Investment Analysts needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-4.8%

After applying Maryland's RPP, the $100,370 median salary translates to $95,590 in real terms — a 4.8% loss. That difference can cover several months of expenses over a year for a Financial and Investment Analysts.

Below-Median Adjusted Pay

#33 / 51

Maryland's rank of #33 of 51 states means real purchasing power for Financial and Investment Analysts trails the national half-way line.

Best States for Financial and Investment Analysts (After Cost of Living)

Where does Financial and Investment Analysts salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Wyoming
$203,579
RPP 91.9
$118,894
RPP 107.6
3. Oregon
$113,123
RPP 106.6
$112,670
RPP 88.0
5. Montana
$109,844
RPP 90.3
6. Idaho
$109,836
RPP 91.8
$108,694
RPP 94.2
$108,035
RPP 91.1
$105,414
RPP 97.7
10. Iowa
$104,490
RPP 88.4

Maryland ranks #33 out of 51 states for Financial and Investment Analysts after cost-of-living adjustment.

How much do you actually take home? See Financial and Investment Analysts take-home pay in Maryland after taxes →

Frequently Asked Questions

What is the real salary for a Financial and Investment Analysts in Maryland after cost of living?

A Financial and Investment Analysts in Maryland earns a median salary of $100,370 per year. After adjusting for Maryland's cost of living (RPP=105.0), the real purchasing power is $95,590 — a -4.8% difference.

Is Maryland expensive to live in?

Maryland's cost of living is 5.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maryland is 105.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Financial and Investment Analysts in Maryland: $100,370 x (100 / 105.0) = $95,590. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Maryland offset the salary?

Partially — a Financial and Investment Analysts's nominal salary of $100,370 in Maryland has 4.8% less purchasing power due to higher living costs. The real value is $95,590. However, Maryland may offer better career opportunities, networking, and industry access.

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