Last updated: 2025 BLS data · Page refreshed:
How much does a Financial and Investment Analysts actually take home in Maryland?
Progressive (up to 5.8%) — 26.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Financial and Investment Analysts earning $100,370 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $100,370 | — |
| Federal Income Tax | -$13,922 | 13.9% |
| Maryland State Income Tax | -$4,716 | 4.7% |
| Social Security (OASDI) | -$6,222 | 6.2% |
| Medicare | -$1,455 | 1.5% |
| Total Taxes | -$26,316 | 26.2% |
| Take-Home Pay | $74,053 | 73.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Financial and Investment Analysts in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $64,690 | -$14,041 | $50,648 | 21.7% |
| 25th Percentile (P25) | $80,550 | -$19,497 | $61,052 | 24.2% |
| Median (P50) | $100,370 | -$26,316 | $74,053 | 26.2% |
| 75th Percentile (P75) | $134,690 | -$38,624 | $96,065 | 28.7% |
| 90th Percentile (P90) | $183,320 | -$55,739 | $127,580 | 30.4% |
After federal income tax ($13,922), state tax ($4,716), and FICA ($7,678), a Financial and Investment Analysts in Maryland takes home $74,053 per year — or $6,171 per month. The effective tax rate of 26.2% is moderate compared to the national range.
A Financial and Investment Analysts in Maryland loses 26.2% of gross pay to taxes — higher than the ~25% national midpoint. Of the $100,370 gross, $74,053 lands in the paycheck after federal ($13,922), state ($4,716), and FICA ($7,678) withholding.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Financial and Investment Analysts salary the state tax works out to $4,716 (4.7% effective) — on top of federal and FICA.
Federal tax on this Financial and Investment Analysts salary is $13,922 (53%), but combined state ($4,716, 18%) + FICA ($7,678, 29%) make up the other 47% of the bill.
Moving this same Financial and Investment Analysts salary to a zero-state-tax state would yield around $78,769 net — a gain of $4,716 (6.4%) per year versus Maryland.
Maryland ranks #20 of 51 states for Financial and Investment Analysts after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $74,053 net/year works out to $6,171/month or $2,848/bi-weekly for this Financial and Investment Analysts in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Financial and Investment Analysts keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #20 out of 51 states for Financial and Investment Analysts after-tax take-home pay.
A Financial and Investment Analysts in Maryland earning a median salary of $100,370 will take home approximately $74,053 per year after federal income tax ($13,922), state income tax ($4,716), and FICA ($7,678). That is $6,171 per month or $2,848 per bi-weekly paycheck.
The effective total tax rate for a Financial and Investment Analysts in Maryland is 26.2%, broken down as: federal income tax 13.9%, Maryland state tax 4.7%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Financial and Investment Analysts's median salary of $100,370, the state income tax amounts to $4,716 per year, which is an effective state rate of 4.7%.
After all taxes, a Financial and Investment Analysts in Maryland takes home approximately $6,171 per month, or about $35.60 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $100,370 for Financial and Investment Analysts in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,053/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR