Last updated: 2025 BLS data · Page refreshed:
How much does a Electrical Engineers actually take home in New Jersey?
Progressive (up to 10.8%) — 28.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Electrical Engineers earning $125,370 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $125,370 | — |
| Federal Income Tax | -$19,627 | 15.7% |
| New Jersey State Income Tax | -$5,859 | 4.7% |
| Social Security (OASDI) | -$7,772 | 6.2% |
| Medicare | -$1,817 | 1.5% |
| Total Taxes | -$35,077 | 28.0% |
| Take-Home Pay | $90,292 | 72.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Electrical Engineers in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $80,630 | -$18,757 | $61,872 | 23.3% |
| 25th Percentile (P25) | $98,510 | -$25,198 | $73,311 | 25.6% |
| Median (P50) | $125,370 | -$35,077 | $90,292 | 28.0% |
| 75th Percentile (P75) | $147,640 | -$43,544 | $104,095 | 29.5% |
| 90th Percentile (P90) | $174,450 | -$53,375 | $121,074 | 30.6% |
After federal income tax ($19,627), state tax ($5,859), and FICA ($9,590), a Electrical Engineers in New Jersey takes home $90,292 per year — or $7,524 per month. The effective tax rate of 28.0% is moderate compared to the national range.
A Electrical Engineers in New Jersey loses 28.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $125,370 gross, $90,292 lands in the paycheck after federal ($19,627), state ($5,860), and FICA ($9,591) withholding.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Electrical Engineers salary the state tax works out to $5,860 (4.7% effective) — on top of federal and FICA.
Federal income tax ($19,627) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $9,591 (27%), and state tax the remaining $5,860 (17%).
Moving this same Electrical Engineers salary to a zero-state-tax state would yield around $96,152 net — a gain of $5,860 (6.5%) per year versus New Jersey.
For Electrical Engineers after-tax pay, New Jersey ranks #11 of 49 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $90,292 net/year works out to $7,524/month or $3,473/bi-weekly for this Electrical Engineers in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Electrical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #11 out of 49 states for Electrical Engineers after-tax take-home pay.
A Electrical Engineers in New Jersey earning a median salary of $125,370 will take home approximately $90,292 per year after federal income tax ($19,627), state income tax ($5,859), and FICA ($9,590). That is $7,524 per month or $3,472 per bi-weekly paycheck.
The effective total tax rate for a Electrical Engineers in New Jersey is 28.0%, broken down as: federal income tax 15.7%, New Jersey state tax 4.7%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Electrical Engineers's median salary of $125,370, the state income tax amounts to $5,859 per year, which is an effective state rate of 4.7%.
After all taxes, a Electrical Engineers in New Jersey takes home approximately $7,524 per month, or about $43.41 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $125,370 for Electrical Engineers in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $90,292/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR