Last updated: 2025 BLS data · Page refreshed:
How much does a Electrical Engineers actually take home in Massachusetts?
5.0% flat rate — 28.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Electrical Engineers earning $127,720 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $127,720 | — |
| Federal Income Tax | -$20,191 | 15.8% |
| Massachusetts State Income Tax | -$6,386 | 5.0% |
| Social Security (OASDI) | -$7,918 | 6.2% |
| Medicare | -$1,851 | 1.5% |
| Total Taxes | -$36,347 | 28.5% |
| Take-Home Pay | $91,372 | 71.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Electrical Engineers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $78,140 | -$18,916 | $59,223 | 24.2% |
| 25th Percentile (P25) | $100,010 | -$26,494 | $73,515 | 26.5% |
| Median (P50) | $127,720 | -$36,347 | $91,372 | 28.5% |
| 75th Percentile (P75) | $160,910 | -$48,512 | $112,397 | 30.1% |
| 90th Percentile (P90) | $176,470 | -$53,726 | $122,743 | 30.4% |
After federal income tax ($20,191), state tax ($6,386), and FICA ($9,770), a Electrical Engineers in Massachusetts takes home $91,372 per year — or $7,614 per month. The effective tax rate of 28.5% is moderate compared to the national range.
A Electrical Engineers in Massachusetts loses 28.5% of gross pay to taxes — higher than the ~25% national midpoint. Of the $127,720 gross, $91,372 lands in the paycheck after federal ($20,191), state ($6,386), and FICA ($9,771) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Electrical Engineers salary that contributes $6,386 to the 5.0% effective state-tax burden.
Federal income tax ($20,191) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $9,771 (27%), and state tax the remaining $6,386 (18%).
The state-tax gap is substantial: a Electrical Engineers earning this gross in a no-income-tax state would net about $97,758 — an extra $6,386 (7.0%) annually compared with Massachusetts.
For Electrical Engineers after-tax pay, Massachusetts ranks #8 of 49 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $91,372 net/year works out to $7,614/month or $3,514/bi-weekly for this Electrical Engineers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Electrical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #8 out of 49 states for Electrical Engineers after-tax take-home pay.
A Electrical Engineers in Massachusetts earning a median salary of $127,720 will take home approximately $91,372 per year after federal income tax ($20,191), state income tax ($6,386), and FICA ($9,770). That is $7,614 per month or $3,514 per bi-weekly paycheck.
The effective total tax rate for a Electrical Engineers in Massachusetts is 28.5%, broken down as: federal income tax 15.8%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Electrical Engineers's median salary of $127,720, the state income tax amounts to $6,386 per year, which is an effective state rate of 5.0%.
After all taxes, a Electrical Engineers in Massachusetts takes home approximately $7,614 per month, or about $43.93 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $127,720 for Electrical Engineers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $91,372/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR