Last updated: 2025 BLS data · Page refreshed:
How much does a Electrical Engineers actually take home in Kentucky?
4.0% flat rate — 25.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Electrical Engineers earning $98,550 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $98,550 | — |
| Federal Income Tax | -$13,522 | 13.7% |
| Kentucky State Income Tax | -$3,942 | 4.0% |
| Social Security (OASDI) | -$6,110 | 6.2% |
| Medicare | -$1,428 | 1.5% |
| Total Taxes | -$25,003 | 25.4% |
| Take-Home Pay | $73,546 | 74.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Electrical Engineers in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $63,270 | -$13,131 | $50,138 | 20.8% |
| 25th Percentile (P25) | $77,290 | -$17,849 | $59,440 | 23.1% |
| Median (P50) | $98,550 | -$25,003 | $73,546 | 25.4% |
| 75th Percentile (P75) | $117,150 | -$31,302 | $85,847 | 26.7% |
| 90th Percentile (P90) | $138,460 | -$38,899 | $99,560 | 28.1% |
After federal income tax ($13,522), state tax ($3,942), and FICA ($7,539), a Electrical Engineers in Kentucky takes home $73,546 per year — or $6,128 per month. The effective tax rate of 25.4% is moderate compared to the national range.
With an effective total rate of 25.4%, a Electrical Engineers in Kentucky keeps $73,547 of $98,550 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Electrical Engineers salary that contributes $3,942 to the 4.0% effective state-tax burden.
Federal tax on this Electrical Engineers salary is $13,522 (54%), but combined state ($3,942, 16%) + FICA ($7,539, 30%) make up the other 46% of the bill.
Moving this same Electrical Engineers salary to a zero-state-tax state would yield around $77,489 net — a gain of $3,942 (5.4%) per year versus Kentucky.
Kentucky sits near the bottom (#45 of 49) for Electrical Engineers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $73,547 net/year works out to $6,129/month or $2,829/bi-weekly for this Electrical Engineers in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Electrical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #45 out of 49 states for Electrical Engineers after-tax take-home pay.
A Electrical Engineers in Kentucky earning a median salary of $98,550 will take home approximately $73,546 per year after federal income tax ($13,522), state income tax ($3,942), and FICA ($7,539). That is $6,128 per month or $2,828 per bi-weekly paycheck.
The effective total tax rate for a Electrical Engineers in Kentucky is 25.4%, broken down as: federal income tax 13.7%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Electrical Engineers's median salary of $98,550, the state income tax amounts to $3,942 per year, which is an effective state rate of 4.0%.
After all taxes, a Electrical Engineers in Kentucky takes home approximately $6,128 per month, or about $35.36 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $98,550 for Electrical Engineers in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $73,546/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR