Last updated: 2025 BLS data · Page refreshed:
How much does a Construction Laborers actually take home in Massachusetts?
5.0% flat rate — 21.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Construction Laborers earning $63,390 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $63,390 | — |
| Federal Income Tax | -$5,786 | 9.1% |
| Massachusetts State Income Tax | -$3,169 | 5.0% |
| Social Security (OASDI) | -$3,930 | 6.2% |
| Medicare | -$919 | 1.5% |
| Total Taxes | -$13,805 | 21.8% |
| Take-Home Pay | $49,584 | 78.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Construction Laborers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $45,170 | -$9,150 | $36,019 | 20.3% |
| 25th Percentile (P25) | $52,330 | -$10,915 | $41,414 | 20.9% |
| Median (P50) | $63,390 | -$13,805 | $49,584 | 21.8% |
| 75th Percentile (P75) | $88,330 | -$22,447 | $65,882 | 25.4% |
| 90th Percentile (P90) | $98,880 | -$26,102 | $72,777 | 26.4% |
After federal income tax ($5,786), state tax ($3,169), and FICA ($4,849), a Construction Laborers in Massachusetts takes home $49,584 per year — or $4,132 per month. The effective tax rate of 21.8% is relatively low compared to the national range.
With an effective total rate of 21.8%, a Construction Laborers in Massachusetts keeps $49,584 of $63,390 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Construction Laborers salary that contributes $3,170 to the 5.0% effective state-tax burden.
Federal tax on this Construction Laborers salary is $5,787 (42%), but combined state ($3,170, 23%) + FICA ($4,849, 35%) make up the other 58% of the bill.
Moving this same Construction Laborers salary to a zero-state-tax state would yield around $52,754 net — a gain of $3,170 (6.4%) per year versus Massachusetts.
For Construction Laborers after-tax pay, Massachusetts ranks #3 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $49,584 net/year works out to $4,132/month or $1,907/bi-weekly for this Construction Laborers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Construction Laborers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #3 out of 51 states for Construction Laborers after-tax take-home pay.
A Construction Laborers in Massachusetts earning a median salary of $63,390 will take home approximately $49,584 per year after federal income tax ($5,786), state income tax ($3,169), and FICA ($4,849). That is $4,132 per month or $1,907 per bi-weekly paycheck.
The effective total tax rate for a Construction Laborers in Massachusetts is 21.8%, broken down as: federal income tax 9.1%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Construction Laborers's median salary of $63,390, the state income tax amounts to $3,169 per year, which is an effective state rate of 5.0%.
After all taxes, a Construction Laborers in Massachusetts takes home approximately $4,132 per month, or about $23.84 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $63,390 for Construction Laborers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,584/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR