Last updated: 2025 BLS data · Page refreshed:
How much does a Construction Laborers actually take home in Maryland?
Progressive (up to 5.8%) — 20.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Construction Laborers earning $46,960 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $46,960 | — |
| Federal Income Tax | -$3,651 | 7.8% |
| Maryland State Income Tax | -$2,178 | 4.6% |
| Social Security (OASDI) | -$2,911 | 6.2% |
| Medicare | -$680 | 1.4% |
| Total Taxes | -$9,421 | 20.1% |
| Take-Home Pay | $37,538 | 79.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Construction Laborers in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,430 | -$6,852 | $29,577 | 18.8% |
| 25th Percentile (P25) | $39,480 | -$7,596 | $31,883 | 19.2% |
| Median (P50) | $46,960 | -$9,421 | $37,538 | 20.1% |
| 75th Percentile (P75) | $55,540 | -$11,515 | $44,024 | 20.7% |
| 90th Percentile (P90) | $61,670 | -$13,010 | $48,659 | 21.1% |
After federal income tax ($3,651), state tax ($2,178), and FICA ($3,592), a Construction Laborers in Maryland takes home $37,538 per year — or $3,128 per month. The effective tax rate of 20.1% is relatively low compared to the national range.
With an effective total rate of 20.1%, a Construction Laborers in Maryland keeps $37,538 of $46,960 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Construction Laborers salary the state tax works out to $2,178 (4.6% effective) — on top of federal and FICA.
Federal tax on this Construction Laborers salary is $3,651 (39%), but combined state ($2,178, 23%) + FICA ($3,592, 38%) make up the other 61% of the bill.
A Construction Laborers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $39,716 — only $2,178 (5.8%) more than in Maryland.
Maryland ranks #32 of 51 states for Construction Laborers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $37,538 net/year works out to $3,128/month or $1,444/bi-weekly for this Construction Laborers in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Construction Laborers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #32 out of 51 states for Construction Laborers after-tax take-home pay.
A Construction Laborers in Maryland earning a median salary of $46,960 will take home approximately $37,538 per year after federal income tax ($3,651), state income tax ($2,178), and FICA ($3,592). That is $3,128 per month or $1,443 per bi-weekly paycheck.
The effective total tax rate for a Construction Laborers in Maryland is 20.1%, broken down as: federal income tax 7.8%, Maryland state tax 4.6%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Construction Laborers's median salary of $46,960, the state income tax amounts to $2,178 per year, which is an effective state rate of 4.6%.
After all taxes, a Construction Laborers in Maryland takes home approximately $3,128 per month, or about $18.05 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $46,960 for Construction Laborers in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $37,538/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR