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Compliance Officers Salary in Massachusetts: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Compliance Officers salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$102,060
Median annual (2025)
-8.6%
Real Purchasing Power
$93,290
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Compliance Officers earning $102,060 in Massachusetts has the equivalent purchasing power of $93,290 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $63,340 $57,897 $-5,442
25th Percentile (P25) $78,390 $71,654 $-6,735
Median (P50) $102,060 $93,290 $-8,769
75th Percentile (P75) $130,230 $119,040 $-11,189
90th Percentile (P90) $161,920 $148,007 $-13,912
Key Insight

While $102,060 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $93,290. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Massachusetts Is a High-Cost State

RPP 109.4

Massachusetts's RPP of 109.4 puts it 9.4% above the national baseline cost of living. A Compliance Officers needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.6%

After applying Massachusetts's RPP, the $102,060 median salary translates to $93,291 in real terms — a 8.6% loss. That difference can cover several months of expenses over a year for a Compliance Officers.

Top-Quartile Adjusted Earnings in Massachusetts

#2 / 51

Ranked on COL-adjusted median pay for Compliance Officers, Massachusetts places #2 of 51 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Compliance Officers (After Cost of Living)

Where does Compliance Officers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$95,222
RPP 116.6
$93,290
RPP 109.4
$92,908
RPP 98.0
$91,911
RPP 108.8
$89,560
RPP 88.7
6. Vermont
$89,436
RPP 101.1
$88,960
RPP 96.2
$87,942
RPP 97.7
9. Wyoming
$86,931
RPP 91.9
$86,287
RPP 106.4

Massachusetts ranks #2 out of 51 states for Compliance Officers after cost-of-living adjustment.

How much do you actually take home? See Compliance Officers take-home pay in Massachusetts after taxes →

Frequently Asked Questions

What is the real salary for a Compliance Officers in Massachusetts after cost of living?

A Compliance Officers in Massachusetts earns a median salary of $102,060 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $93,290 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Compliance Officers in Massachusetts: $102,060 x (100 / 109.4) = $93,290. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Compliance Officers's nominal salary of $102,060 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $93,290. However, Massachusetts may offer better career opportunities, networking, and industry access.

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