Last updated: 2025 BLS data · Page refreshed:
How much does a Coil Winders, Tapers, and Finishers actually take home in Massachusetts?
5.0% flat rate — 20.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Coil Winders, Tapers, and Finishers earning $44,080 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $44,080 | — |
| Federal Income Tax | -$3,305 | 7.5% |
| Massachusetts State Income Tax | -$2,204 | 5.0% |
| Social Security (OASDI) | -$2,732 | 6.2% |
| Medicare | -$639 | 1.4% |
| Total Taxes | -$8,881 | 20.1% |
| Take-Home Pay | $35,198 | 79.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Coil Winders, Tapers, and Finishers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,700 | -$7,555 | $31,144 | 19.5% |
| 25th Percentile (P25) | $41,770 | -$8,312 | $33,457 | 19.9% |
| Median (P50) | $44,080 | -$8,881 | $35,198 | 20.1% |
| 75th Percentile (P75) | $58,610 | -$12,463 | $46,146 | 21.3% |
| 90th Percentile (P90) | $80,710 | -$19,807 | $60,902 | 24.5% |
After federal income tax ($3,305), state tax ($2,204), and FICA ($3,372), a Coil Winders, Tapers, and Finishers in Massachusetts takes home $35,198 per year — or $2,933 per month. The effective tax rate of 20.1% is relatively low compared to the national range.
With an effective total rate of 20.1%, a Coil Winders, Tapers, and Finishers in Massachusetts keeps $35,198 of $44,080 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Coil Winders, Tapers, and Finishers salary that contributes $2,204 to the 5.0% effective state-tax burden.
Federal tax on this Coil Winders, Tapers, and Finishers salary is $3,306 (37%), but combined state ($2,204, 25%) + FICA ($3,372, 38%) make up the other 63% of the bill.
A Coil Winders, Tapers, and Finishers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $37,402 — only $2,204 (6.3%) more than in Massachusetts.
Massachusetts sits near the bottom (#30 of 37) for Coil Winders, Tapers, and Finishers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $35,198 net/year works out to $2,933/month or $1,354/bi-weekly for this Coil Winders, Tapers, and Finishers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Coil Winders, Tapers, and Finishers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #30 out of 37 states for Coil Winders, Tapers, and Finishers after-tax take-home pay.
A Coil Winders, Tapers, and Finishers in Massachusetts earning a median salary of $44,080 will take home approximately $35,198 per year after federal income tax ($3,305), state income tax ($2,204), and FICA ($3,372). That is $2,933 per month or $1,353 per bi-weekly paycheck.
The effective total tax rate for a Coil Winders, Tapers, and Finishers in Massachusetts is 20.1%, broken down as: federal income tax 7.5%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Coil Winders, Tapers, and Finishers's median salary of $44,080, the state income tax amounts to $2,204 per year, which is an effective state rate of 5.0%.
After all taxes, a Coil Winders, Tapers, and Finishers in Massachusetts takes home approximately $2,933 per month, or about $16.92 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $44,080 for Coil Winders, Tapers, and Finishers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $35,198/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR