Last updated: 2025 BLS data · Page refreshed:
How much does a Clinical and Counseling Psychologists actually take home in Mississippi?
Progressive (up to 4.7%) — 23.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $76,000 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $76,000 | — |
| Federal Income Tax | -$8,561 | 11.3% |
| Mississippi State Income Tax | -$3,102 | 4.1% |
| Social Security (OASDI) | -$4,712 | 6.2% |
| Medicare | -$1,102 | 1.5% |
| Total Taxes | -$17,477 | 23.0% |
| Take-Home Pay | $58,523 | 77.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,270 | -$9,299 | $38,970 | 19.3% |
| 25th Percentile (P25) | $59,570 | -$12,051 | $47,518 | 20.2% |
| Median (P50) | $76,000 | -$17,477 | $58,523 | 23.0% |
| 75th Percentile (P75) | $97,670 | -$24,920 | $72,749 | 25.5% |
| 90th Percentile (P90) | $107,160 | -$28,180 | $78,979 | 26.3% |
After federal income tax ($8,561), state tax ($3,102), and FICA ($5,814), a Clinical and Counseling Psychologists in Mississippi takes home $58,523 per year — or $4,876 per month. The effective tax rate of 23.0% is relatively low compared to the national range.
With an effective total rate of 23.0%, a Clinical and Counseling Psychologists in Mississippi keeps $58,523 of $76,000 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Mississippi uses a progressive state income tax, so brackets escalate as wages rise. For this Clinical and Counseling Psychologists salary the state tax works out to $3,102 (4.1% effective) — on top of federal and FICA.
Federal tax on this Clinical and Counseling Psychologists salary is $8,561 (49%), but combined state ($3,102, 18%) + FICA ($5,814, 33%) make up the other 51% of the bill.
Moving this same Clinical and Counseling Psychologists salary to a zero-state-tax state would yield around $61,625 net — a gain of $3,102 (5.3%) per year versus Mississippi.
Mississippi sits near the bottom (#44 of 48) for Clinical and Counseling Psychologists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $58,523 net/year works out to $4,877/month or $2,251/bi-weekly for this Clinical and Counseling Psychologists in Mississippi — the numbers that actually hit a checking account after every deduction.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #44 out of 48 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Mississippi earning a median salary of $76,000 will take home approximately $58,523 per year after federal income tax ($8,561), state income tax ($3,102), and FICA ($5,814). That is $4,876 per month or $2,250 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Mississippi is 23.0%, broken down as: federal income tax 11.3%, Mississippi state tax 4.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Clinical and Counseling Psychologists's median salary of $76,000, the state income tax amounts to $3,102 per year, which is an effective state rate of 4.1%.
After all taxes, a Clinical and Counseling Psychologists in Mississippi takes home approximately $4,876 per month, or about $28.14 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $76,000 for Clinical and Counseling Psychologists in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $58,523/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR