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Clinical and Counseling Psychologists Salary in Minnesota: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Clinical and Counseling Psychologists salary really buy you in Minnesota?

Minnesota is 2.3% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$107,030
Median annual (2025)
+2.4%
Real Purchasing Power
$109,549
COL-adjusted (RPP=97.7)

Minnesota Cost of Living Index

Minnesota's Regional Price Parity (RPP) is 97.7, meaning prices are 2.3% lower the national average. A Clinical and Counseling Psychologists earning $107,030 in Minnesota has the equivalent purchasing power of $109,549 in an average-cost US state.

MN: 97.7
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Minnesota's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $62,290 $63,756 +$1,466
25th Percentile (P25) $80,960 $82,865 +$1,905
Median (P50) $107,030 $109,549 +$2,519
75th Percentile (P75) $131,030 $134,114 +$3,084
90th Percentile (P90) $163,610 $167,461 +$3,851
Key Insight

Minnesota's cost of living is close to the national average, so $107,030 keeps most of its value at $109,549 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Minnesota Sits Near the National Cost Benchmark

RPP 97.7

With an RPP of 97.7, Minnesota is within a few percent of the national cost-of-living baseline. Salary adjustment for Clinical and Counseling Psychologists is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

+2.4%

After adjusting for Minnesota's cost of living, $107,030 nominal nets out to $109,550 in real purchasing power — a small 2.4% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Clinical and Counseling Psychologists.

Top-Quartile Adjusted Earnings in Minnesota

#12 / 48

Ranked on COL-adjusted median pay for Clinical and Counseling Psychologists, Minnesota places #12 of 48 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Clinical and Counseling Psychologists (After Cost of Living)

Where does Clinical and Counseling Psychologists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$137,142
RPP 91.0
$130,924
RPP 88.7
3. Oregon
$126,031
RPP 106.6
$122,816
RPP 92.3
5. Alaska
$121,833
RPP 102.0
6. Arizona
$119,129
RPP 99.9
$116,810
RPP 108.8
$115,357
RPP 98.0
$110,894
RPP 89.4
10. Colorado
$110,742
RPP 102.3

Minnesota ranks #12 out of 48 states for Clinical and Counseling Psychologists after cost-of-living adjustment.

How much do you actually take home? See Clinical and Counseling Psychologists take-home pay in Minnesota after taxes →

Frequently Asked Questions

What is the real salary for a Clinical and Counseling Psychologists in Minnesota after cost of living?

A Clinical and Counseling Psychologists in Minnesota earns a median salary of $107,030 per year. After adjusting for Minnesota's cost of living (RPP=97.7), the real purchasing power is $109,549 — a +2.4% difference.

Is Minnesota expensive to live in?

Minnesota's cost of living is 2.3% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Minnesota is 97.7 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Clinical and Counseling Psychologists in Minnesota: $107,030 x (100 / 97.7) = $109,549. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Clinical and Counseling Psychologists in Minnesota financially?

From a purchasing power perspective, yes. A Clinical and Counseling Psychologists in Minnesota enjoys 2.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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