Last updated: 2025 BLS data · Page refreshed:
How much does a Clinical and Counseling Psychologists actually take home in Minnesota?
Progressive (up to 9.8%) — 28.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Clinical and Counseling Psychologists earning $107,030 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $107,030 | — |
| Federal Income Tax | -$15,387 | 14.4% |
| Minnesota State Income Tax | -$6,928 | 6.5% |
| Social Security (OASDI) | -$6,635 | 6.2% |
| Medicare | -$1,551 | 1.5% |
| Total Taxes | -$30,504 | 28.5% |
| Take-Home Pay | $76,525 | 71.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Clinical and Counseling Psychologists in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $62,290 | -$14,109 | $48,180 | 22.7% |
| 25th Percentile (P25) | $80,960 | -$20,914 | $60,045 | 25.8% |
| Median (P50) | $107,030 | -$30,504 | $76,525 | 28.5% |
| 75th Percentile (P75) | $131,030 | -$39,822 | $91,207 | 30.4% |
| 90th Percentile (P90) | $163,610 | -$52,691 | $110,918 | 32.2% |
After federal income tax ($15,387), state tax ($6,928), and FICA ($8,187), a Clinical and Counseling Psychologists in Minnesota takes home $76,525 per year — or $6,377 per month. The effective tax rate of 28.5% is moderate compared to the national range.
A Clinical and Counseling Psychologists in Minnesota loses 28.5% of gross pay to taxes — higher than the ~25% national midpoint. Of the $107,030 gross, $76,526 lands in the paycheck after federal ($15,388), state ($6,929), and FICA ($8,188) withholding.
Minnesota uses a progressive state income tax, so brackets escalate as wages rise. For this Clinical and Counseling Psychologists salary the state tax works out to $6,929 (6.5% effective) — on top of federal and FICA.
Federal tax on this Clinical and Counseling Psychologists salary is $15,388 (50%), but combined state ($6,929, 23%) + FICA ($8,188, 27%) make up the other 50% of the bill.
The state-tax gap is substantial: a Clinical and Counseling Psychologists earning this gross in a no-income-tax state would net about $83,455 — an extra $6,929 (9.1%) annually compared with Minnesota.
Minnesota ranks #18 of 48 states for Clinical and Counseling Psychologists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $76,526 net/year works out to $6,377/month or $2,943/bi-weekly for this Clinical and Counseling Psychologists in Minnesota — the numbers that actually hit a checking account after every deduction.
Where does a Clinical and Counseling Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #18 out of 48 states for Clinical and Counseling Psychologists after-tax take-home pay.
A Clinical and Counseling Psychologists in Minnesota earning a median salary of $107,030 will take home approximately $76,525 per year after federal income tax ($15,387), state income tax ($6,928), and FICA ($8,187). That is $6,377 per month or $2,943 per bi-weekly paycheck.
The effective total tax rate for a Clinical and Counseling Psychologists in Minnesota is 28.5%, broken down as: federal income tax 14.4%, Minnesota state tax 6.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Clinical and Counseling Psychologists's median salary of $107,030, the state income tax amounts to $6,928 per year, which is an effective state rate of 6.5%.
After all taxes, a Clinical and Counseling Psychologists in Minnesota takes home approximately $6,377 per month, or about $36.79 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $107,030 for Clinical and Counseling Psychologists in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $76,525/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR