Disclosure: This page contains affiliate links marked with (Ad). If you click through and make a purchase, we may earn a commission at no extra cost to you. Learn more

Child, Family, and School Social Workers Salary in Massachusetts: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Child, Family, and School Social Workers salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$75,570
Median annual (2025)
-8.6%
Real Purchasing Power
$69,076
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Child, Family, and School Social Workers earning $75,570 in Massachusetts has the equivalent purchasing power of $69,076 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $48,140 $44,003 $-4,136
25th Percentile (P25) $61,150 $55,895 $-5,254
Median (P50) $75,570 $69,076 $-6,493
75th Percentile (P75) $94,650 $86,517 $-8,132
90th Percentile (P90) $104,060 $95,118 $-8,941
Key Insight

While $75,570 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $69,076. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Massachusetts Is a High-Cost State

RPP 109.4

Massachusetts's RPP of 109.4 puts it 9.4% above the national baseline cost of living. A Child, Family, and School Social Workers needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.6%

After applying Massachusetts's RPP, the $75,570 median salary translates to $69,077 in real terms — a 8.6% loss. That difference can cover several months of expenses over a year for a Child, Family, and School Social Workers.

Top-Quartile Adjusted Earnings in Massachusetts

#5 / 51

Ranked on COL-adjusted median pay for Child, Family, and School Social Workers, Massachusetts places #5 of 51 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Child, Family, and School Social Workers (After Cost of Living)

Where does Child, Family, and School Social Workers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$74,219
RPP 106.4
$72,784
RPP 88.7
$72,752
RPP 105.0
$70,110
RPP 108.8
$69,076
RPP 109.4
$69,037
RPP 97.7
$67,832
RPP 109.8
$66,733
RPP 104.7
9. Vermont
$66,607
RPP 101.1
10. Kentucky
$66,107
RPP 89.4

Massachusetts ranks #5 out of 51 states for Child, Family, and School Social Workers after cost-of-living adjustment.

How much do you actually take home? See Child, Family, and School Social Workers take-home pay in Massachusetts after taxes →

Frequently Asked Questions

What is the real salary for a Child, Family, and School Social Workers in Massachusetts after cost of living?

A Child, Family, and School Social Workers in Massachusetts earns a median salary of $75,570 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $69,076 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Child, Family, and School Social Workers in Massachusetts: $75,570 x (100 / 109.4) = $69,076. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Child, Family, and School Social Workers's nominal salary of $75,570 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $69,076. However, Massachusetts may offer better career opportunities, networking, and industry access.

What To Do Next

Some links are affiliate links. See our disclosure.

Related Salary Pages

Get Monthly Salary Insights & Career Data

Free data-driven career updates — no spam, unsubscribe anytime.

Join career-minded Americans who use data to make smarter decisions. Privacy Policy