Last updated: 2025 BLS data · Page refreshed:
How much does a Cargo and Freight Agents actually take home in New York?
Progressive (up to 10.9%) — 21.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cargo and Freight Agents earning $60,040 in New York (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $60,040 | — |
| Federal Income Tax | -$5,220 | 8.7% |
| New York State Income Tax | -$3,137 | 5.2% |
| Social Security (OASDI) | -$3,722 | 6.2% |
| Medicare | -$870 | 1.5% |
| Total Taxes | -$12,951 | 21.6% |
| Take-Home Pay | $47,088 | 78.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cargo and Freight Agents in New York.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $40,590 | -$8,059 | $32,530 | 19.9% |
| 25th Percentile (P25) | $47,570 | -$9,814 | $37,755 | 20.6% |
| Median (P50) | $60,040 | -$12,951 | $47,088 | 21.6% |
| 75th Percentile (P75) | $80,820 | -$20,085 | $60,734 | 24.9% |
| 90th Percentile (P90) | $82,820 | -$20,798 | $62,021 | 25.1% |
After federal income tax ($5,220), state tax ($3,137), and FICA ($4,593), a Cargo and Freight Agents in New York takes home $47,088 per year — or $3,924 per month. The effective tax rate of 21.6% is relatively low compared to the national range.
With an effective total rate of 21.6%, a Cargo and Freight Agents in New York keeps $47,089 of $60,040 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
New York uses a progressive state income tax, so brackets escalate as wages rise. For this Cargo and Freight Agents salary the state tax works out to $3,137 (5.2% effective) — on top of federal and FICA.
Federal tax on this Cargo and Freight Agents salary is $5,221 (40%), but combined state ($3,137, 24%) + FICA ($4,593, 35%) make up the other 60% of the bill.
Moving this same Cargo and Freight Agents salary to a zero-state-tax state would yield around $50,226 net — a gain of $3,137 (6.7%) per year versus New York.
For Cargo and Freight Agents after-tax pay, New York ranks #8 of 48 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $47,089 net/year works out to $3,924/month or $1,811/bi-weekly for this Cargo and Freight Agents in New York — the numbers that actually hit a checking account after every deduction.
Where does a Cargo and Freight Agents keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New York ranks #8 out of 48 states for Cargo and Freight Agents after-tax take-home pay.
A Cargo and Freight Agents in New York earning a median salary of $60,040 will take home approximately $47,088 per year after federal income tax ($5,220), state income tax ($3,137), and FICA ($4,593). That is $3,924 per month or $1,811 per bi-weekly paycheck.
The effective total tax rate for a Cargo and Freight Agents in New York is 21.6%, broken down as: federal income tax 8.7%, New York state tax 5.2%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New York has a progressive (up to 10.9%). On a Cargo and Freight Agents's median salary of $60,040, the state income tax amounts to $3,137 per year, which is an effective state rate of 5.2%.
After all taxes, a Cargo and Freight Agents in New York takes home approximately $3,924 per month, or about $22.64 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $60,040 for Cargo and Freight Agents in New York, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New York state income tax (progressive (up to 10.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,088/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR