Last updated: 2025 BLS data · Page refreshed:
How much does a Cargo and Freight Agents actually take home in Colorado?
4.4% flat rate — 20.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cargo and Freight Agents earning $51,390 in Colorado (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $51,390 | — |
| Federal Income Tax | -$4,182 | 8.1% |
| Colorado State Income Tax | -$2,261 | 4.4% |
| Social Security (OASDI) | -$3,186 | 6.2% |
| Medicare | -$745 | 1.5% |
| Total Taxes | -$10,375 | 20.2% |
| Take-Home Pay | $41,014 | 79.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cargo and Freight Agents in Colorado.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $43,940 | -$8,583 | $35,356 | 19.5% |
| 25th Percentile (P25) | $48,220 | -$9,612 | $38,607 | 19.9% |
| Median (P50) | $51,390 | -$10,375 | $41,014 | 20.2% |
| 75th Percentile (P75) | $60,300 | -$12,518 | $47,781 | 20.8% |
| 90th Percentile (P90) | $72,760 | -$16,615 | $56,144 | 22.8% |
After federal income tax ($4,182), state tax ($2,261), and FICA ($3,931), a Cargo and Freight Agents in Colorado takes home $41,014 per year — or $3,417 per month. The effective tax rate of 20.2% is relatively low compared to the national range.
With an effective total rate of 20.2%, a Cargo and Freight Agents in Colorado keeps $41,015 of $51,390 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Colorado applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Cargo and Freight Agents salary that contributes $2,261 to the 4.4% effective state-tax burden.
Federal tax on this Cargo and Freight Agents salary is $4,183 (40%), but combined state ($2,261, 22%) + FICA ($3,931, 38%) make up the other 60% of the bill.
A Cargo and Freight Agents earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $43,276 — only $2,261 (5.5%) more than in Colorado.
Colorado ranks #22 of 48 states for Cargo and Freight Agents after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $41,015 net/year works out to $3,418/month or $1,577/bi-weekly for this Cargo and Freight Agents in Colorado — the numbers that actually hit a checking account after every deduction.
Where does a Cargo and Freight Agents keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Colorado ranks #22 out of 48 states for Cargo and Freight Agents after-tax take-home pay.
A Cargo and Freight Agents in Colorado earning a median salary of $51,390 will take home approximately $41,014 per year after federal income tax ($4,182), state income tax ($2,261), and FICA ($3,931). That is $3,417 per month or $1,577 per bi-weekly paycheck.
The effective total tax rate for a Cargo and Freight Agents in Colorado is 20.2%, broken down as: federal income tax 8.1%, Colorado state tax 4.4%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Colorado has a 4.4% flat rate. On a Cargo and Freight Agents's median salary of $51,390, the state income tax amounts to $2,261 per year, which is an effective state rate of 4.4%.
After all taxes, a Cargo and Freight Agents in Colorado takes home approximately $3,417 per month, or about $19.72 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $51,390 for Cargo and Freight Agents in Colorado, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Colorado state income tax (4.4% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $41,014/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR