Disclosure: This page contains affiliate links marked with (Ad). If you click through and make a purchase, we may earn a commission at no extra cost to you. Learn more

Captains, Mates, and Pilots of Water Vessels Salary in Tennessee: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Captains, Mates, and Pilots of Water Vessels salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$132,710
Median annual (2025)
+8.9%
Real Purchasing Power
$144,564
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Captains, Mates, and Pilots of Water Vessels earning $132,710 in Tennessee has the equivalent purchasing power of $144,564 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $60,270 $65,653 +$5,383
25th Percentile (P25) $76,420 $83,246 +$6,826
Median (P50) $132,710 $144,564 +$11,854
75th Percentile (P75) $165,700 $180,501 +$14,801
90th Percentile (P90) $215,470 $234,716 +$19,246
Key Insight

A Captains, Mates, and Pilots of Water Vessels in Tennessee earns $132,710 on paper, but low living costs mean your money goes 9% further — like earning $144,564 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

What the Cost-of-Living Data Says

Tennessee Runs Well Below National Cost

RPP 91.8

Tennessee's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Captains, Mates, and Pilots of Water Vessels, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Tennessee's RPP, the $132,710 median salary translates to $144,564 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Captains, Mates, and Pilots of Water Vessels.

Top-Quartile Adjusted Earnings in Tennessee

#1 / 38

Ranked on COL-adjusted median pay for Captains, Mates, and Pilots of Water Vessels, Tennessee places #1 of 38 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Captains, Mates, and Pilots of Water Vessels (After Cost of Living)

Where does Captains, Mates, and Pilots of Water Vessels salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$144,564
RPP 91.8
$132,333
RPP 105.0
$129,315
RPP 90.6
$119,381
RPP 87.3
5. Texas
$114,246
RPP 97.5
6. Iowa
$110,520
RPP 88.4
7. Indiana
$100,217
RPP 91.8
$97,857
RPP 112.5
$97,397
RPP 107.6
$95,616
RPP 89.2

Tennessee ranks #1 out of 38 states for Captains, Mates, and Pilots of Water Vessels after cost-of-living adjustment.

How much do you actually take home? See Captains, Mates, and Pilots of Water Vessels take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Captains, Mates, and Pilots of Water Vessels in Tennessee after cost of living?

A Captains, Mates, and Pilots of Water Vessels in Tennessee earns a median salary of $132,710 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $144,564 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Captains, Mates, and Pilots of Water Vessels in Tennessee: $132,710 x (100 / 91.8) = $144,564. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Captains, Mates, and Pilots of Water Vessels in Tennessee financially?

From a purchasing power perspective, yes. A Captains, Mates, and Pilots of Water Vessels in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

What To Do Next

Some links are affiliate links. See our disclosure.

Related Salary Pages

Get Monthly Salary Insights & Career Data

Free data-driven career updates — no spam, unsubscribe anytime.

Join career-minded Americans who use data to make smarter decisions. Privacy Policy