Last updated: 2025 BLS data · Page refreshed:
How much does a Art Directors actually take home in Massachusetts?
5.0% flat rate — 29.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Art Directors earning $149,320 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $149,320 | — |
| Federal Income Tax | -$25,375 | 17.0% |
| Massachusetts State Income Tax | -$7,466 | 5.0% |
| Social Security (OASDI) | -$9,257 | 6.2% |
| Medicare | -$2,165 | 1.4% |
| Total Taxes | -$44,264 | 29.6% |
| Take-Home Pay | $105,055 | 70.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Art Directors in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $78,470 | -$19,030 | $59,439 | 24.3% |
| 25th Percentile (P25) | $101,290 | -$26,937 | $74,352 | 26.6% |
| Median (P50) | $149,320 | -$44,264 | $105,055 | 29.6% |
| 75th Percentile (P75) | $169,710 | -$51,668 | $118,041 | 30.4% |
| 90th Percentile (P90) | $218,270 | -$67,556 | $150,713 | 31.0% |
After federal income tax ($25,375), state tax ($7,466), and FICA ($11,422), a Art Directors in Massachusetts takes home $105,055 per year — or $8,754 per month. The effective tax rate of 29.6% is moderate compared to the national range.
A Art Directors in Massachusetts loses 29.6% of gross pay to taxes — higher than the ~25% national midpoint. Of the $149,320 gross, $105,056 lands in the paycheck after federal ($25,375), state ($7,466), and FICA ($11,423) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Art Directors salary that contributes $7,466 to the 5.0% effective state-tax burden.
Federal income tax ($25,375) accounts for 57% of the total tax bill — the single largest deduction. FICA adds $11,423 (26%), and state tax the remaining $7,466 (17%).
The state-tax gap is substantial: a Art Directors earning this gross in a no-income-tax state would net about $112,522 — an extra $7,466 (7.1%) annually compared with Massachusetts.
For Art Directors after-tax pay, Massachusetts ranks #1 of 46 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $105,056 net/year works out to $8,755/month or $4,041/bi-weekly for this Art Directors in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Art Directors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #1 out of 46 states for Art Directors after-tax take-home pay.
A Art Directors in Massachusetts earning a median salary of $149,320 will take home approximately $105,055 per year after federal income tax ($25,375), state income tax ($7,466), and FICA ($11,422). That is $8,754 per month or $4,040 per bi-weekly paycheck.
The effective total tax rate for a Art Directors in Massachusetts is 29.6%, broken down as: federal income tax 17.0%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Art Directors's median salary of $149,320, the state income tax amounts to $7,466 per year, which is an effective state rate of 5.0%.
After all taxes, a Art Directors in Massachusetts takes home approximately $8,754 per month, or about $50.51 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $149,320 for Art Directors in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $105,055/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR