Last updated: 2025 BLS data · Page refreshed:
How much does a Waiters and Waitresses actually take home in Minnesota?
Progressive (up to 9.8%) — 17.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Waiters and Waitresses earning $25,470 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $25,470 | — |
| Federal Income Tax | -$1,087 | 4.3% |
| Minnesota State Income Tax | -$1,362 | 5.3% |
| Social Security (OASDI) | -$1,579 | 6.2% |
| Medicare | -$369 | 1.4% |
| Total Taxes | -$4,398 | 17.3% |
| Take-Home Pay | $21,071 | 82.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Waiters and Waitresses in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $23,150 | -$3,864 | $19,285 | 16.7% |
| 25th Percentile (P25) | $23,370 | -$3,915 | $19,454 | 16.8% |
| Median (P50) | $25,470 | -$4,398 | $21,071 | 17.3% |
| 75th Percentile (P75) | $31,940 | -$6,028 | $25,911 | 18.9% |
| 90th Percentile (P90) | $41,800 | -$8,636 | $33,163 | 20.7% |
After federal income tax ($1,087), state tax ($1,362), and FICA ($1,948), a Waiters and Waitresses in Minnesota takes home $21,071 per year — or $1,755 per month. The effective tax rate of 17.3% is relatively low compared to the national range.
A Waiters and Waitresses in Minnesota faces an effective total tax rate of only 17.3%, keeping 82.7% of every gross dollar. That leaves $21,072 net out of $25,470 gross — a favorable outcome compared to states with combined rates above 30%.
Minnesota uses a progressive state income tax, so brackets escalate as wages rise. For this Waiters and Waitresses salary the state tax works out to $1,363 (5.3% effective) — on top of federal and FICA.
Federal tax on this Waiters and Waitresses salary is $1,087 (25%), but combined state ($1,363, 31%) + FICA ($1,948, 44%) make up the other 75% of the bill.
A Waiters and Waitresses earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $22,435 — only $1,363 (6.5%) more than in Minnesota.
Minnesota sits near the bottom (#42 of 51) for Waiters and Waitresses after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $21,072 net/year works out to $1,756/month or $810/bi-weekly for this Waiters and Waitresses in Minnesota — the numbers that actually hit a checking account after every deduction.
Where does a Waiters and Waitresses keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #42 out of 51 states for Waiters and Waitresses after-tax take-home pay.
A Waiters and Waitresses in Minnesota earning a median salary of $25,470 will take home approximately $21,071 per year after federal income tax ($1,087), state income tax ($1,362), and FICA ($1,948). That is $1,755 per month or $810 per bi-weekly paycheck.
The effective total tax rate for a Waiters and Waitresses in Minnesota is 17.3%, broken down as: federal income tax 4.3%, Minnesota state tax 5.3%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Waiters and Waitresses's median salary of $25,470, the state income tax amounts to $1,362 per year, which is an effective state rate of 5.3%.
After all taxes, a Waiters and Waitresses in Minnesota takes home approximately $1,755 per month, or about $10.13 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $25,470 for Waiters and Waitresses in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $21,071/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR