Last updated: 2025 BLS data · Page refreshed:
How much does a Waiters and Waitresses actually take home in Maryland?
Progressive (up to 5.8%) — 18.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Waiters and Waitresses earning $36,750 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $36,750 | — |
| Federal Income Tax | -$2,426 | 6.6% |
| Maryland State Income Tax | -$1,693 | 4.6% |
| Social Security (OASDI) | -$2,278 | 6.2% |
| Medicare | -$532 | 1.5% |
| Total Taxes | -$6,930 | 18.9% |
| Take-Home Pay | $29,819 | 81.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Waiters and Waitresses in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,200 | -$5,576 | $25,623 | 17.9% |
| 25th Percentile (P25) | $32,820 | -$5,971 | $26,848 | 18.2% |
| Median (P50) | $36,750 | -$6,930 | $29,819 | 18.9% |
| 75th Percentile (P75) | $47,720 | -$9,607 | $38,112 | 20.1% |
| 90th Percentile (P90) | $62,210 | -$13,188 | $49,021 | 21.2% |
After federal income tax ($2,426), state tax ($1,693), and FICA ($2,811), a Waiters and Waitresses in Maryland takes home $29,819 per year — or $2,484 per month. The effective tax rate of 18.9% is relatively low compared to the national range.
A Waiters and Waitresses in Maryland faces an effective total tax rate of only 18.9%, keeping 81.1% of every gross dollar. That leaves $29,819 net out of $36,750 gross — a favorable outcome compared to states with combined rates above 30%.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Waiters and Waitresses salary the state tax works out to $1,693 (4.6% effective) — on top of federal and FICA.
Federal tax on this Waiters and Waitresses salary is $2,426 (35%), but combined state ($1,693, 24%) + FICA ($2,811, 41%) make up the other 65% of the bill.
A Waiters and Waitresses earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $31,513 — only $1,693 (5.7%) more than in Maryland.
Maryland ranks #21 of 51 states for Waiters and Waitresses after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $29,819 net/year works out to $2,485/month or $1,147/bi-weekly for this Waiters and Waitresses in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Waiters and Waitresses keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #21 out of 51 states for Waiters and Waitresses after-tax take-home pay.
A Waiters and Waitresses in Maryland earning a median salary of $36,750 will take home approximately $29,819 per year after federal income tax ($2,426), state income tax ($1,693), and FICA ($2,811). That is $2,484 per month or $1,146 per bi-weekly paycheck.
The effective total tax rate for a Waiters and Waitresses in Maryland is 18.9%, broken down as: federal income tax 6.6%, Maryland state tax 4.6%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Waiters and Waitresses's median salary of $36,750, the state income tax amounts to $1,693 per year, which is an effective state rate of 4.6%.
After all taxes, a Waiters and Waitresses in Maryland takes home approximately $2,484 per month, or about $14.34 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $36,750 for Waiters and Waitresses in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $29,819/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR