Last updated: 2025 BLS data · Page refreshed:
How much does a School Psychologists actually take home in Rhode Island?
Progressive (up to 6.0%) — 25.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a School Psychologists earning $94,900 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $94,900 | — |
| Federal Income Tax | -$12,719 | 13.4% |
| Rhode Island State Income Tax | -$3,773 | 4.0% |
| Social Security (OASDI) | -$5,883 | 6.2% |
| Medicare | -$1,376 | 1.4% |
| Total Taxes | -$23,752 | 25.0% |
| Take-Home Pay | $71,147 | 75.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of School Psychologists in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $59,640 | -$11,971 | $47,668 | 20.1% |
| 25th Percentile (P25) | $80,640 | -$18,846 | $61,793 | 23.4% |
| Median (P50) | $94,900 | -$23,752 | $71,147 | 25.0% |
| 75th Percentile (P75) | $101,110 | -$25,888 | $75,221 | 25.6% |
| 90th Percentile (P90) | $107,360 | -$28,038 | $79,321 | 26.1% |
After federal income tax ($12,719), state tax ($3,773), and FICA ($7,259), a School Psychologists in Rhode Island takes home $71,147 per year — or $5,928 per month. The effective tax rate of 25.0% is relatively low compared to the national range.
With an effective total rate of 25.0%, a School Psychologists in Rhode Island keeps $71,148 of $94,900 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Rhode Island uses a progressive state income tax, so brackets escalate as wages rise. For this School Psychologists salary the state tax works out to $3,773 (4.0% effective) — on top of federal and FICA.
Federal tax on this School Psychologists salary is $12,719 (54%), but combined state ($3,773, 16%) + FICA ($7,260, 31%) make up the other 46% of the bill.
Moving this same School Psychologists salary to a zero-state-tax state would yield around $74,921 net — a gain of $3,773 (5.3%) per year versus Rhode Island.
Rhode Island ranks #15 of 51 states for School Psychologists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $71,148 net/year works out to $5,929/month or $2,736/bi-weekly for this School Psychologists in Rhode Island — the numbers that actually hit a checking account after every deduction.
Where does a School Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #15 out of 51 states for School Psychologists after-tax take-home pay.
A School Psychologists in Rhode Island earning a median salary of $94,900 will take home approximately $71,147 per year after federal income tax ($12,719), state income tax ($3,773), and FICA ($7,259). That is $5,928 per month or $2,736 per bi-weekly paycheck.
The effective total tax rate for a School Psychologists in Rhode Island is 25.0%, broken down as: federal income tax 13.4%, Rhode Island state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a School Psychologists's median salary of $94,900, the state income tax amounts to $3,773 per year, which is an effective state rate of 4.0%.
After all taxes, a School Psychologists in Rhode Island takes home approximately $5,928 per month, or about $34.21 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $94,900 for School Psychologists in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,147/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR