Last updated: 2025 BLS data · Page refreshed:
How much does a School Psychologists actually take home in North Carolina?
4.5% flat rate — 23.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a School Psychologists earning $73,220 in North Carolina (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $73,220 | — |
| Federal Income Tax | -$7,949 | 10.9% |
| North Carolina State Income Tax | -$3,294 | 4.5% |
| Social Security (OASDI) | -$4,539 | 6.2% |
| Medicare | -$1,061 | 1.5% |
| Total Taxes | -$16,845 | 23.0% |
| Take-Home Pay | $56,374 | 77.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of School Psychologists in North Carolina.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $58,510 | -$12,146 | $46,363 | 20.8% |
| 25th Percentile (P25) | $63,580 | -$13,553 | $50,026 | 21.3% |
| Median (P50) | $73,220 | -$16,845 | $56,374 | 23.0% |
| 75th Percentile (P75) | $80,870 | -$19,458 | $61,411 | 24.1% |
| 90th Percentile (P90) | $91,970 | -$23,248 | $68,721 | 25.3% |
After federal income tax ($7,949), state tax ($3,294), and FICA ($5,601), a School Psychologists in North Carolina takes home $56,374 per year — or $4,697 per month. The effective tax rate of 23.0% is relatively low compared to the national range.
With an effective total rate of 23.0%, a School Psychologists in North Carolina keeps $56,374 of $73,220 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
North Carolina applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this School Psychologists salary that contributes $3,295 to the 4.5% effective state-tax burden.
Federal tax on this School Psychologists salary is $7,949 (47%), but combined state ($3,295, 20%) + FICA ($5,601, 33%) make up the other 53% of the bill.
Moving this same School Psychologists salary to a zero-state-tax state would yield around $59,669 net — a gain of $3,295 (5.8%) per year versus North Carolina.
North Carolina sits near the bottom (#43 of 51) for School Psychologists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $56,374 net/year works out to $4,698/month or $2,168/bi-weekly for this School Psychologists in North Carolina — the numbers that actually hit a checking account after every deduction.
Where does a School Psychologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
North Carolina ranks #43 out of 51 states for School Psychologists after-tax take-home pay.
A School Psychologists in North Carolina earning a median salary of $73,220 will take home approximately $56,374 per year after federal income tax ($7,949), state income tax ($3,294), and FICA ($5,601). That is $4,697 per month or $2,168 per bi-weekly paycheck.
The effective total tax rate for a School Psychologists in North Carolina is 23.0%, broken down as: federal income tax 10.9%, North Carolina state tax 4.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
North Carolina has a 4.5% flat rate. On a School Psychologists's median salary of $73,220, the state income tax amounts to $3,294 per year, which is an effective state rate of 4.5%.
After all taxes, a School Psychologists in North Carolina takes home approximately $4,697 per month, or about $27.10 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $73,220 for School Psychologists in North Carolina, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), North Carolina state income tax (4.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $56,374/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR