Last updated: 2025 BLS data · Page refreshed:
How much does a Roofers actually take home in Iowa?
3.9% flat rate — 19.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Roofers earning $48,660 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $48,660 | — |
| Federal Income Tax | -$3,855 | 7.9% |
| Iowa State Income Tax | -$1,897 | 3.9% |
| Social Security (OASDI) | -$3,016 | 6.2% |
| Medicare | -$705 | 1.5% |
| Total Taxes | -$9,475 | 19.5% |
| Take-Home Pay | $39,184 | 80.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Roofers in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,070 | -$6,745 | $30,324 | 18.2% |
| 25th Percentile (P25) | $46,410 | -$8,945 | $37,464 | 19.3% |
| Median (P50) | $48,660 | -$9,475 | $39,184 | 19.5% |
| 75th Percentile (P75) | $61,370 | -$12,468 | $48,901 | 20.3% |
| 90th Percentile (P90) | $65,010 | -$13,651 | $51,358 | 21.0% |
After federal income tax ($3,855), state tax ($1,897), and FICA ($3,722), a Roofers in Iowa takes home $39,184 per year — or $3,265 per month. The effective tax rate of 19.5% is relatively low compared to the national range.
A Roofers in Iowa faces an effective total tax rate of only 19.5%, keeping 80.5% of every gross dollar. That leaves $39,185 net out of $48,660 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Roofers salary that contributes $1,898 to the 3.9% effective state-tax burden.
Federal tax on this Roofers salary is $3,855 (41%), but combined state ($1,898, 20%) + FICA ($3,722, 39%) make up the other 59% of the bill.
A Roofers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $41,082 — only $1,898 (4.8%) more than in Iowa.
Iowa ranks #32 of 51 states for Roofers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $39,185 net/year works out to $3,265/month or $1,507/bi-weekly for this Roofers in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Roofers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #32 out of 51 states for Roofers after-tax take-home pay.
A Roofers in Iowa earning a median salary of $48,660 will take home approximately $39,184 per year after federal income tax ($3,855), state income tax ($1,897), and FICA ($3,722). That is $3,265 per month or $1,507 per bi-weekly paycheck.
The effective total tax rate for a Roofers in Iowa is 19.5%, broken down as: federal income tax 7.9%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Roofers's median salary of $48,660, the state income tax amounts to $1,897 per year, which is an effective state rate of 3.9%.
After all taxes, a Roofers in Iowa takes home approximately $3,265 per month, or about $18.84 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $48,660 for Roofers in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $39,184/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR