Last updated: 2025 BLS data · Page refreshed:
How much does a Respiratory Therapists actually take home in Iowa?
3.9% flat rate — 22.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Respiratory Therapists earning $74,760 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $74,760 | — |
| Federal Income Tax | -$8,288 | 11.1% |
| Iowa State Income Tax | -$2,915 | 3.9% |
| Social Security (OASDI) | -$4,635 | 6.2% |
| Medicare | -$1,084 | 1.4% |
| Total Taxes | -$16,922 | 22.6% |
| Take-Home Pay | $57,837 | 77.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Respiratory Therapists in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $62,860 | -$12,930 | $49,929 | 20.6% |
| 25th Percentile (P25) | $64,670 | -$13,537 | $51,132 | 20.9% |
| Median (P50) | $74,760 | -$16,922 | $57,837 | 22.6% |
| 75th Percentile (P75) | $80,730 | -$18,925 | $61,804 | 23.4% |
| 90th Percentile (P90) | $86,510 | -$20,865 | $65,644 | 24.1% |
After federal income tax ($8,288), state tax ($2,915), and FICA ($5,719), a Respiratory Therapists in Iowa takes home $57,837 per year — or $4,819 per month. The effective tax rate of 22.6% is relatively low compared to the national range.
With an effective total rate of 22.6%, a Respiratory Therapists in Iowa keeps $57,837 of $74,760 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Respiratory Therapists salary that contributes $2,916 to the 3.9% effective state-tax burden.
Federal tax on this Respiratory Therapists salary is $8,288 (49%), but combined state ($2,916, 17%) + FICA ($5,719, 34%) make up the other 51% of the bill.
Moving this same Respiratory Therapists salary to a zero-state-tax state would yield around $60,753 net — a gain of $2,916 (5.0%) per year versus Iowa.
Iowa sits near the bottom (#44 of 51) for Respiratory Therapists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $57,837 net/year works out to $4,820/month or $2,225/bi-weekly for this Respiratory Therapists in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Respiratory Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #44 out of 51 states for Respiratory Therapists after-tax take-home pay.
A Respiratory Therapists in Iowa earning a median salary of $74,760 will take home approximately $57,837 per year after federal income tax ($8,288), state income tax ($2,915), and FICA ($5,719). That is $4,819 per month or $2,224 per bi-weekly paycheck.
The effective total tax rate for a Respiratory Therapists in Iowa is 22.6%, broken down as: federal income tax 11.1%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Respiratory Therapists's median salary of $74,760, the state income tax amounts to $2,915 per year, which is an effective state rate of 3.9%.
After all taxes, a Respiratory Therapists in Iowa takes home approximately $4,819 per month, or about $27.81 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $74,760 for Respiratory Therapists in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $57,837/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR