Last updated: 2025 BLS data · Page refreshed:
How much does a Rehabilitation Counselors actually take home in Massachusetts?
5.0% flat rate — 20.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Rehabilitation Counselors earning $47,320 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $47,320 | — |
| Federal Income Tax | -$3,694 | 7.8% |
| Massachusetts State Income Tax | -$2,366 | 5.0% |
| Social Security (OASDI) | -$2,933 | 6.2% |
| Medicare | -$686 | 1.4% |
| Total Taxes | -$9,680 | 20.5% |
| Take-Home Pay | $37,639 | 79.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Rehabilitation Counselors in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,770 | -$7,572 | $31,197 | 19.5% |
| 25th Percentile (P25) | $43,330 | -$8,696 | $34,633 | 20.1% |
| Median (P50) | $47,320 | -$9,680 | $37,639 | 20.5% |
| 75th Percentile (P75) | $73,190 | -$17,201 | $55,988 | 23.5% |
| 90th Percentile (P90) | $101,760 | -$27,100 | $74,659 | 26.6% |
After federal income tax ($3,694), state tax ($2,366), and FICA ($3,619), a Rehabilitation Counselors in Massachusetts takes home $37,639 per year — or $3,136 per month. The effective tax rate of 20.5% is relatively low compared to the national range.
With an effective total rate of 20.5%, a Rehabilitation Counselors in Massachusetts keeps $37,640 of $47,320 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Rehabilitation Counselors salary that contributes $2,366 to the 5.0% effective state-tax burden.
Federal tax on this Rehabilitation Counselors salary is $3,694 (38%), but combined state ($2,366, 24%) + FICA ($3,620, 37%) make up the other 62% of the bill.
A Rehabilitation Counselors earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $40,006 — only $2,366 (6.3%) more than in Massachusetts.
Massachusetts ranks #33 of 51 states for Rehabilitation Counselors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $37,640 net/year works out to $3,137/month or $1,448/bi-weekly for this Rehabilitation Counselors in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Rehabilitation Counselors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #33 out of 51 states for Rehabilitation Counselors after-tax take-home pay.
A Rehabilitation Counselors in Massachusetts earning a median salary of $47,320 will take home approximately $37,639 per year after federal income tax ($3,694), state income tax ($2,366), and FICA ($3,619). That is $3,136 per month or $1,447 per bi-weekly paycheck.
The effective total tax rate for a Rehabilitation Counselors in Massachusetts is 20.5%, broken down as: federal income tax 7.8%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Rehabilitation Counselors's median salary of $47,320, the state income tax amounts to $2,366 per year, which is an effective state rate of 5.0%.
After all taxes, a Rehabilitation Counselors in Massachusetts takes home approximately $3,136 per month, or about $18.10 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $47,320 for Rehabilitation Counselors in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $37,639/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR