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Registered Nurses Salary in Texas: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Registered Nurses salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$95,970
Median annual (2025)
+2.6%
Real Purchasing Power
$98,430
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Registered Nurses earning $95,970 in Texas has the equivalent purchasing power of $98,430 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $67,120 $68,841 +$1,721
25th Percentile (P25) $79,170 $81,200 +$2,030
Median (P50) $95,970 $98,430 +$2,460
75th Percentile (P75) $105,100 $107,794 +$2,694
90th Percentile (P90) $127,950 $131,230 +$3,280
Key Insight

Texas's cost of living is close to the national average, so $95,970 keeps most of its value at $98,430 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Texas Sits Near the National Cost Benchmark

RPP 97.5

With an RPP of 97.5, Texas is within a few percent of the national cost-of-living baseline. Salary adjustment for Registered Nurses is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

+2.6%

After adjusting for Texas's cost of living, $95,970 nominal nets out to $98,431 in real purchasing power — a small 2.6% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Registered Nurses.

Above-Median Adjusted Pay

#16 / 51

Texas sits at #16 of 51 states for Registered Nurses COL-adjusted salary — comfortably above the national midpoint.

Best States for Registered Nurses (After Cost of Living)

Where does Registered Nurses salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$124,684
RPP 112.5
2. Hawaii
$123,032
RPP 110.8
3. Oregon
$121,022
RPP 106.6
$113,114
RPP 109.8
5. Nevada
$107,541
RPP 96.4
6. Alaska
$107,333
RPP 102.0
$103,899
RPP 97.7
$103,670
RPP 91.0
$103,499
RPP 92.3
10. New York
$101,710
RPP 107.6

Texas ranks #16 out of 51 states for Registered Nurses after cost-of-living adjustment.

How much do you actually take home? See Registered Nurses take-home pay in Texas after taxes →

Frequently Asked Questions

What is the real salary for a Registered Nurses in Texas after cost of living?

A Registered Nurses in Texas earns a median salary of $95,970 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $98,430 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Registered Nurses in Texas: $95,970 x (100 / 97.5) = $98,430. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Registered Nurses in Texas financially?

From a purchasing power perspective, yes. A Registered Nurses in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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