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Recreational Therapists Salary in Montana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Recreational Therapists salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$51,110
Median annual (2025)
+10.7%
Real Purchasing Power
$56,600
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Recreational Therapists earning $51,110 in Montana has the equivalent purchasing power of $56,600 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $38,210 $42,314 +$4,104
25th Percentile (P25) $47,740 $52,868 +$5,128
Median (P50) $51,110 $56,600 +$5,490
75th Percentile (P75) $62,900 $69,656 +$6,756
90th Percentile (P90) $86,260 $95,526 +$9,266
Key Insight

A Recreational Therapists in Montana earns $51,110 on paper, but low living costs mean your money goes 11% further — like earning $56,600 in an average-cost state. This makes Montana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Montana Runs Well Below National Cost

RPP 90.3

Montana's Regional Price Parity (RPP) of 90.3 means a basket of goods and services costs about 9.7% less than the national average. For a Recreational Therapists, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.7%

Adjusting $51,110 for Montana's cost of living yields $56,600 — a 10.7% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Below-Median Adjusted Pay

#33 / 48

Montana's rank of #33 of 48 states means real purchasing power for Recreational Therapists trails the national half-way line.

Best States for Recreational Therapists (After Cost of Living)

Where does Recreational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$87,262
RPP 112.5
$82,024
RPP 116.6
3. Nevada
$81,670
RPP 96.4
$78,157
RPP 97.7
$76,468
RPP 107.6
$70,910
RPP 109.8
$70,133
RPP 89.8
8. Ohio
$66,415
RPP 91.5
$66,263
RPP 89.4
10. Michigan
$66,059
RPP 93.4

Montana ranks #33 out of 48 states for Recreational Therapists after cost-of-living adjustment.

How much do you actually take home? See Recreational Therapists take-home pay in Montana after taxes →

Frequently Asked Questions

What is the real salary for a Recreational Therapists in Montana after cost of living?

A Recreational Therapists in Montana earns a median salary of $51,110 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $56,600 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Recreational Therapists in Montana: $51,110 x (100 / 90.3) = $56,600. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Recreational Therapists in Montana financially?

From a purchasing power perspective, yes. A Recreational Therapists in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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