Last updated: 2025 BLS data · Page refreshed:
How much does a Physicists actually take home in New Jersey?
Progressive (up to 10.8%) — 30.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physicists earning $163,270 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $163,270 | — |
| Federal Income Tax | -$28,723 | 17.6% |
| New Jersey State Income Tax | -$8,274 | 5.1% |
| Social Security (OASDI) | -$10,122 | 6.2% |
| Medicare | -$2,367 | 1.4% |
| Total Taxes | -$49,487 | 30.3% |
| Take-Home Pay | $113,782 | 69.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physicists in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $100,490 | -$25,911 | $74,578 | 25.8% |
| 25th Percentile (P25) | $120,820 | -$33,348 | $87,471 | 27.6% |
| Median (P50) | $163,270 | -$49,487 | $113,782 | 30.3% |
| 75th Percentile (P75) | $222,140 | -$69,996 | $152,143 | 31.5% |
| 90th Percentile (P90) | $289,830 | -$98,505 | $191,324 | 34.0% |
A Physicists in New Jersey faces a combined 30.3% effective tax rate, taking home $113,782 out of $163,270. The progressive (up to 10.8%) adds $8,274 on top of federal and FICA taxes. In a no-income-tax state, this salary would yield approximately $122,056 — a difference of $8,274/year.
A Physicists in New Jersey loses 30.3% of gross pay to taxes — higher than the ~25% national midpoint. Of the $163,270 gross, $113,782 lands in the paycheck after federal ($28,723), state ($8,274), and FICA ($12,490) withholding.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Physicists salary the state tax works out to $8,274 (5.1% effective) — on top of federal and FICA.
Federal income tax ($28,723) accounts for 58% of the total tax bill — the single largest deduction. FICA adds $12,490 (25%), and state tax the remaining $8,274 (17%).
The state-tax gap is substantial: a Physicists earning this gross in a no-income-tax state would net about $122,057 — an extra $8,274 (7.3%) annually compared with New Jersey.
New Jersey ranks #21 of 43 states for Physicists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $113,782 net/year works out to $9,482/month or $4,376/bi-weekly for this Physicists in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Physicists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #21 out of 43 states for Physicists after-tax take-home pay.
A Physicists in New Jersey earning a median salary of $163,270 will take home approximately $113,782 per year after federal income tax ($28,723), state income tax ($8,274), and FICA ($12,490). That is $9,481 per month or $4,376 per bi-weekly paycheck.
The effective total tax rate for a Physicists in New Jersey is 30.3%, broken down as: federal income tax 17.6%, New Jersey state tax 5.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Physicists's median salary of $163,270, the state income tax amounts to $8,274 per year, which is an effective state rate of 5.1%.
After all taxes, a Physicists in New Jersey takes home approximately $9,481 per month, or about $54.70 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $163,270 for Physicists in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $113,782/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR