Last updated: 2025 BLS data · Page refreshed:
How much does a Physicists actually take home in Indiana?
3.0% flat rate — 25.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physicists earning $105,940 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $105,940 | — |
| Federal Income Tax | -$15,147 | 14.3% |
| Indiana State Income Tax | -$3,231 | 3.0% |
| Social Security (OASDI) | -$6,568 | 6.2% |
| Medicare | -$1,536 | 1.5% |
| Total Taxes | -$26,483 | 25.0% |
| Take-Home Pay | $79,456 | 75.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physicists in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $64,000 | -$12,769 | $51,231 | 20.0% |
| 25th Percentile (P25) | $96,720 | -$23,468 | $73,251 | 24.3% |
| Median (P50) | $105,940 | -$26,483 | $79,456 | 25.0% |
| 75th Percentile (P75) | $163,320 | -$46,210 | $117,109 | 28.3% |
| 90th Percentile (P90) | $220,040 | -$63,962 | $156,077 | 29.1% |
After federal income tax ($15,147), state tax ($3,231), and FICA ($8,104), a Physicists in Indiana takes home $79,456 per year — or $6,621 per month. The effective tax rate of 25.0% is relatively low compared to the national range.
With an effective total rate of 25.0%, a Physicists in Indiana keeps $79,457 of $105,940 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physicists salary that contributes $3,231 to the 3.0% effective state-tax burden.
Federal income tax ($15,148) accounts for 57% of the total tax bill — the single largest deduction. FICA adds $8,104 (31%), and state tax the remaining $3,231 (12%).
Moving this same Physicists salary to a zero-state-tax state would yield around $82,688 net — a gain of $3,231 (4.1%) per year versus Indiana.
Indiana sits near the bottom (#37 of 43) for Physicists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $79,457 net/year works out to $6,621/month or $3,056/bi-weekly for this Physicists in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Physicists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #37 out of 43 states for Physicists after-tax take-home pay.
A Physicists in Indiana earning a median salary of $105,940 will take home approximately $79,456 per year after federal income tax ($15,147), state income tax ($3,231), and FICA ($8,104). That is $6,621 per month or $3,056 per bi-weekly paycheck.
The effective total tax rate for a Physicists in Indiana is 25.0%, broken down as: federal income tax 14.3%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Physicists's median salary of $105,940, the state income tax amounts to $3,231 per year, which is an effective state rate of 3.0%.
After all taxes, a Physicists in Indiana takes home approximately $6,621 per month, or about $38.20 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $105,940 for Physicists in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $79,456/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR