Last updated: 2025 BLS data · Page refreshed:
How much does a Physicians, Pathologists actually take home in Kentucky?
4.0% flat rate — 33.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physicians, Pathologists earning $324,390 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $324,390 | — |
| Federal Income Tax | -$78,801 | 24.3% |
| Kentucky State Income Tax | -$12,975 | 4.0% |
| Social Security (OASDI) | -$10,453 | 3.2% |
| Medicare | -$5,823 | 1.8% |
| Total Taxes | -$108,053 | 33.3% |
| Take-Home Pay | $216,336 | 66.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physicians, Pathologists in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $208,420 | -$61,596 | $146,823 | 29.6% |
| 25th Percentile (P25) | $294,540 | -$95,710 | $198,829 | 32.5% |
| Median (P50) | $324,390 | -$108,053 | $216,336 | 33.3% |
| 75th Percentile (P75) | $331,770 | -$111,104 | $220,665 | 33.5% |
| 90th Percentile (P90) | $341,420 | -$115,095 | $226,324 | 33.7% |
A Physicians, Pathologists in Kentucky faces a combined 33.3% effective tax rate, taking home $216,336 out of $324,390. The 4.0% flat rate adds $12,975 on top of federal and FICA taxes. In a no-income-tax state, this salary would yield approximately $229,312 — a difference of $12,975/year.
At an effective 33.3% combined tax rate, Kentucky takes one of the larger bites out of a Physicians, Pathologists's paycheck. Take-home settles at $216,337 from $324,390 gross after all withholdings.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physicians, Pathologists salary that contributes $12,976 to the 4.0% effective state-tax burden.
Federal income tax ($78,801) accounts for 73% of the total tax bill — the single largest deduction. FICA adds $16,276 (15%), and state tax the remaining $12,976 (12%).
The state-tax gap is substantial: a Physicians, Pathologists earning this gross in a no-income-tax state would net about $229,312 — an extra $12,976 (6.0%) annually compared with Kentucky.
Kentucky ranks #11 of 33 states for Physicians, Pathologists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $216,337 net/year works out to $18,028/month or $8,321/bi-weekly for this Physicians, Pathologists in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Physicians, Pathologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #11 out of 33 states for Physicians, Pathologists after-tax take-home pay.
A Physicians, Pathologists in Kentucky earning a median salary of $324,390 will take home approximately $216,336 per year after federal income tax ($78,801), state income tax ($12,975), and FICA ($16,276). That is $18,028 per month or $8,320 per bi-weekly paycheck.
The effective total tax rate for a Physicians, Pathologists in Kentucky is 33.3%, broken down as: federal income tax 24.3%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 5.0%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Physicians, Pathologists's median salary of $324,390, the state income tax amounts to $12,975 per year, which is an effective state rate of 4.0%.
After all taxes, a Physicians, Pathologists in Kentucky takes home approximately $18,028 per month, or about $104.01 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $324,390 for Physicians, Pathologists in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $216,336/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR