Last updated: 2025 BLS data · Page refreshed:
How much does a Personal Financial Advisors actually take home in Vermont?
Progressive (up to 8.8%) — 27.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Personal Financial Advisors earning $110,020 in Vermont (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $110,020 | — |
| Federal Income Tax | -$16,045 | 14.6% |
| Vermont State Income Tax | -$5,785 | 5.3% |
| Social Security (OASDI) | -$6,821 | 6.2% |
| Medicare | -$1,595 | 1.4% |
| Total Taxes | -$30,247 | 27.5% |
| Take-Home Pay | $79,772 | 72.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Vermont.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $58,150 | -$11,804 | $46,345 | 20.3% |
| 25th Percentile (P25) | $79,560 | -$19,206 | $60,354 | 24.1% |
| Median (P50) | $110,020 | -$30,247 | $79,772 | 27.5% |
| 75th Percentile (P75) | $177,820 | -$56,185 | $121,634 | 31.6% |
| 90th Percentile (P90) | $241,610 | -$80,585 | $161,024 | 33.4% |
After federal income tax ($16,045), state tax ($5,785), and FICA ($8,416), a Personal Financial Advisors in Vermont takes home $79,772 per year — or $6,647 per month. The effective tax rate of 27.5% is moderate compared to the national range.
A Personal Financial Advisors in Vermont loses 27.5% of gross pay to taxes — higher than the ~25% national midpoint. Of the $110,020 gross, $79,772 lands in the paycheck after federal ($16,045), state ($5,786), and FICA ($8,417) withholding.
Vermont uses a progressive state income tax, so brackets escalate as wages rise. For this Personal Financial Advisors salary the state tax works out to $5,786 (5.3% effective) — on top of federal and FICA.
Federal tax on this Personal Financial Advisors salary is $16,045 (53%), but combined state ($5,786, 19%) + FICA ($8,417, 28%) make up the other 47% of the bill.
Moving this same Personal Financial Advisors salary to a zero-state-tax state would yield around $85,558 net — a gain of $5,786 (7.3%) per year versus Vermont.
For Personal Financial Advisors after-tax pay, Vermont ranks #12 of 49 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $79,772 net/year works out to $6,648/month or $3,068/bi-weekly for this Personal Financial Advisors in Vermont — the numbers that actually hit a checking account after every deduction.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Vermont ranks #12 out of 49 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Vermont earning a median salary of $110,020 will take home approximately $79,772 per year after federal income tax ($16,045), state income tax ($5,785), and FICA ($8,416). That is $6,647 per month or $3,068 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Vermont is 27.5%, broken down as: federal income tax 14.6%, Vermont state tax 5.3%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Vermont has a progressive (up to 8.8%). On a Personal Financial Advisors's median salary of $110,020, the state income tax amounts to $5,785 per year, which is an effective state rate of 5.3%.
After all taxes, a Personal Financial Advisors in Vermont takes home approximately $6,647 per month, or about $38.35 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $110,020 for Personal Financial Advisors in Vermont, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Vermont state income tax (progressive (up to 8.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $79,772/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR