Last updated: 2025 BLS data · Page refreshed:
How much does a Personal Financial Advisors actually take home in Iowa?
3.9% flat rate — 24.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Personal Financial Advisors earning $92,310 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $92,310 | — |
| Federal Income Tax | -$12,149 | 13.2% |
| Iowa State Income Tax | -$3,600 | 3.9% |
| Social Security (OASDI) | -$5,723 | 6.2% |
| Medicare | -$1,338 | 1.5% |
| Total Taxes | -$22,811 | 24.7% |
| Take-Home Pay | $69,498 | 75.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $51,310 | -$10,099 | $41,210 | 19.7% |
| 25th Percentile (P25) | $70,190 | -$15,389 | $54,800 | 21.9% |
| Median (P50) | $92,310 | -$22,811 | $69,498 | 24.7% |
| 75th Percentile (P75) | $148,290 | -$42,255 | $106,034 | 28.5% |
| 90th Percentile (P90) | $268,860 | -$84,822 | $184,037 | 31.5% |
After federal income tax ($12,149), state tax ($3,600), and FICA ($7,061), a Personal Financial Advisors in Iowa takes home $69,498 per year — or $5,791 per month. The effective tax rate of 24.7% is relatively low compared to the national range.
With an effective total rate of 24.7%, a Personal Financial Advisors in Iowa keeps $69,499 of $92,310 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Personal Financial Advisors salary that contributes $3,600 to the 3.9% effective state-tax burden.
Federal tax on this Personal Financial Advisors salary is $12,149 (53%), but combined state ($3,600, 16%) + FICA ($7,062, 31%) make up the other 47% of the bill.
Moving this same Personal Financial Advisors salary to a zero-state-tax state would yield around $73,099 net — a gain of $3,600 (5.2%) per year versus Iowa.
Iowa ranks #31 of 49 states for Personal Financial Advisors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $69,499 net/year works out to $5,792/month or $2,673/bi-weekly for this Personal Financial Advisors in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #31 out of 49 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Iowa earning a median salary of $92,310 will take home approximately $69,498 per year after federal income tax ($12,149), state income tax ($3,600), and FICA ($7,061). That is $5,791 per month or $2,673 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Iowa is 24.7%, broken down as: federal income tax 13.2%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Personal Financial Advisors's median salary of $92,310, the state income tax amounts to $3,600 per year, which is an effective state rate of 3.9%.
After all taxes, a Personal Financial Advisors in Iowa takes home approximately $5,791 per month, or about $33.41 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $92,310 for Personal Financial Advisors in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,498/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR