Last updated: 2025 BLS data · Page refreshed:
How much does a Ophthalmologists, Except Pediatric actually take home in Maryland?
Progressive (up to 5.8%) — 30.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ophthalmologists, Except Pediatric earning $211,770 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $211,770 | — |
| Federal Income Tax | -$40,780 | 19.3% |
| Maryland State Income Tax | -$10,657 | 5.0% |
| Social Security (OASDI) | -$10,453 | 4.9% |
| Medicare | -$3,176 | 1.5% |
| Total Taxes | -$65,068 | 30.7% |
| Take-Home Pay | $146,701 | 69.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ophthalmologists, Except Pediatric in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $100,180 | -$26,250 | $73,929 | 26.2% |
| 25th Percentile (P25) | $161,900 | -$48,694 | $113,205 | 30.1% |
| Median (P50) | $211,770 | -$65,068 | $146,701 | 30.7% |
| 75th Percentile (P75) | $277,050 | -$91,711 | $185,338 | 33.1% |
| 90th Percentile (P90) | $360,960 | -$127,876 | $233,083 | 35.4% |
A Ophthalmologists, Except Pediatric in Maryland faces a combined 30.7% effective tax rate, taking home $146,701 out of $211,770. The progressive (up to 5.8%) adds $10,657 on top of federal and FICA taxes. In a no-income-tax state, this salary would yield approximately $157,359 — a difference of $10,657/year.
A Ophthalmologists, Except Pediatric in Maryland loses 30.7% of gross pay to taxes — higher than the ~25% national midpoint. Of the $211,770 gross, $146,702 lands in the paycheck after federal ($40,781), state ($10,657), and FICA ($13,630) withholding.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Ophthalmologists, Except Pediatric salary the state tax works out to $10,657 (5.0% effective) — on top of federal and FICA.
Federal income tax ($40,781) accounts for 63% of the total tax bill — the single largest deduction. FICA adds $13,630 (21%), and state tax the remaining $10,657 (16%).
The state-tax gap is substantial: a Ophthalmologists, Except Pediatric earning this gross in a no-income-tax state would net about $157,359 — an extra $10,657 (7.3%) annually compared with Maryland.
Maryland sits near the bottom (#27 of 34) for Ophthalmologists, Except Pediatric after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $146,702 net/year works out to $12,225/month or $5,642/bi-weekly for this Ophthalmologists, Except Pediatric in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Ophthalmologists, Except Pediatric keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #27 out of 34 states for Ophthalmologists, Except Pediatric after-tax take-home pay.
A Ophthalmologists, Except Pediatric in Maryland earning a median salary of $211,770 will take home approximately $146,701 per year after federal income tax ($40,780), state income tax ($10,657), and FICA ($13,629). That is $12,225 per month or $5,642 per bi-weekly paycheck.
The effective total tax rate for a Ophthalmologists, Except Pediatric in Maryland is 30.7%, broken down as: federal income tax 19.3%, Maryland state tax 5.0%, and FICA (Social Security + Medicare) 6.4%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Ophthalmologists, Except Pediatric's median salary of $211,770, the state income tax amounts to $10,657 per year, which is an effective state rate of 5.0%.
After all taxes, a Ophthalmologists, Except Pediatric in Maryland takes home approximately $12,225 per month, or about $70.53 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $211,770 for Ophthalmologists, Except Pediatric in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $146,701/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR