Last updated: 2025 BLS data · Page refreshed:
How much does a Ophthalmic Medical Technicians actually take home in Massachusetts?
5.0% flat rate — 20.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ophthalmic Medical Technicians earning $49,750 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $49,750 | — |
| Federal Income Tax | -$3,986 | 8.0% |
| Massachusetts State Income Tax | -$2,487 | 5.0% |
| Social Security (OASDI) | -$3,084 | 6.2% |
| Medicare | -$721 | 1.5% |
| Total Taxes | -$10,279 | 20.7% |
| Take-Home Pay | $39,470 | 79.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ophthalmic Medical Technicians in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,480 | -$7,501 | $30,978 | 19.5% |
| 25th Percentile (P25) | $46,580 | -$9,497 | $37,082 | 20.4% |
| Median (P50) | $49,750 | -$10,279 | $39,470 | 20.7% |
| 75th Percentile (P75) | $64,570 | -$14,214 | $50,355 | 22.0% |
| 90th Percentile (P90) | $80,220 | -$19,637 | $60,582 | 24.5% |
After federal income tax ($3,986), state tax ($2,487), and FICA ($3,805), a Ophthalmic Medical Technicians in Massachusetts takes home $39,470 per year — or $3,289 per month. The effective tax rate of 20.7% is relatively low compared to the national range.
With an effective total rate of 20.7%, a Ophthalmic Medical Technicians in Massachusetts keeps $39,471 of $49,750 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Ophthalmic Medical Technicians salary that contributes $2,488 to the 5.0% effective state-tax burden.
Federal tax on this Ophthalmic Medical Technicians salary is $3,986 (39%), but combined state ($2,488, 24%) + FICA ($3,806, 37%) make up the other 61% of the bill.
A Ophthalmic Medical Technicians earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $41,958 — only $2,488 (6.3%) more than in Massachusetts.
Massachusetts ranks #13 of 51 states for Ophthalmic Medical Technicians after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $39,471 net/year works out to $3,289/month or $1,518/bi-weekly for this Ophthalmic Medical Technicians in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Ophthalmic Medical Technicians keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #13 out of 51 states for Ophthalmic Medical Technicians after-tax take-home pay.
A Ophthalmic Medical Technicians in Massachusetts earning a median salary of $49,750 will take home approximately $39,470 per year after federal income tax ($3,986), state income tax ($2,487), and FICA ($3,805). That is $3,289 per month or $1,518 per bi-weekly paycheck.
The effective total tax rate for a Ophthalmic Medical Technicians in Massachusetts is 20.7%, broken down as: federal income tax 8.0%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Ophthalmic Medical Technicians's median salary of $49,750, the state income tax amounts to $2,487 per year, which is an effective state rate of 5.0%.
After all taxes, a Ophthalmic Medical Technicians in Massachusetts takes home approximately $3,289 per month, or about $18.98 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $49,750 for Ophthalmic Medical Technicians in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $39,470/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR