Last updated: 2025 BLS data · Page refreshed:
How much does a Ophthalmic Laboratory Technicians actually take home in Massachusetts?
5.0% flat rate — 20.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ophthalmic Laboratory Technicians earning $43,100 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $43,100 | — |
| Federal Income Tax | -$3,188 | 7.4% |
| Massachusetts State Income Tax | -$2,155 | 5.0% |
| Social Security (OASDI) | -$2,672 | 6.2% |
| Medicare | -$624 | 1.5% |
| Total Taxes | -$8,640 | 20.0% |
| Take-Home Pay | $34,459 | 80.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ophthalmic Laboratory Technicians in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,570 | -$7,030 | $29,539 | 19.2% |
| 25th Percentile (P25) | $36,570 | -$7,030 | $29,539 | 19.2% |
| Median (P50) | $43,100 | -$8,640 | $34,459 | 20.0% |
| 75th Percentile (P75) | $48,140 | -$9,882 | $38,257 | 20.5% |
| 90th Percentile (P90) | $64,770 | -$14,283 | $50,486 | 22.1% |
After federal income tax ($3,188), state tax ($2,155), and FICA ($3,297), a Ophthalmic Laboratory Technicians in Massachusetts takes home $34,459 per year — or $2,871 per month. The effective tax rate of 20.0% is relatively low compared to the national range.
With an effective total rate of 20.0%, a Ophthalmic Laboratory Technicians in Massachusetts keeps $34,460 of $43,100 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Ophthalmic Laboratory Technicians salary that contributes $2,155 to the 5.0% effective state-tax burden.
Federal tax on this Ophthalmic Laboratory Technicians salary is $3,188 (37%), but combined state ($2,155, 25%) + FICA ($3,297, 38%) make up the other 63% of the bill.
A Ophthalmic Laboratory Technicians earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $36,615 — only $2,155 (6.3%) more than in Massachusetts.
Massachusetts ranks #16 of 40 states for Ophthalmic Laboratory Technicians after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $34,460 net/year works out to $2,872/month or $1,325/bi-weekly for this Ophthalmic Laboratory Technicians in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Ophthalmic Laboratory Technicians keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #16 out of 40 states for Ophthalmic Laboratory Technicians after-tax take-home pay.
A Ophthalmic Laboratory Technicians in Massachusetts earning a median salary of $43,100 will take home approximately $34,459 per year after federal income tax ($3,188), state income tax ($2,155), and FICA ($3,297). That is $2,871 per month or $1,325 per bi-weekly paycheck.
The effective total tax rate for a Ophthalmic Laboratory Technicians in Massachusetts is 20.0%, broken down as: federal income tax 7.4%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Ophthalmic Laboratory Technicians's median salary of $43,100, the state income tax amounts to $2,155 per year, which is an effective state rate of 5.0%.
After all taxes, a Ophthalmic Laboratory Technicians in Massachusetts takes home approximately $2,871 per month, or about $16.57 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $43,100 for Ophthalmic Laboratory Technicians in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $34,459/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR