Last updated: 2025 BLS data · Page refreshed:
How much does a Occupational Therapists actually take home in Minnesota?
Progressive (up to 9.8%) — 27.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Occupational Therapists earning $93,050 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $93,050 | — |
| Federal Income Tax | -$12,312 | 13.2% |
| Minnesota State Income Tax | -$5,891 | 6.3% |
| Social Security (OASDI) | -$5,769 | 6.2% |
| Medicare | -$1,349 | 1.5% |
| Total Taxes | -$25,321 | 27.2% |
| Take-Home Pay | $67,728 | 72.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapists in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $71,770 | -$17,565 | $54,204 | 24.5% |
| 25th Percentile (P25) | $81,510 | -$21,115 | $60,394 | 25.9% |
| Median (P50) | $93,050 | -$25,321 | $67,728 | 27.2% |
| 75th Percentile (P75) | $100,150 | -$27,924 | $72,225 | 27.9% |
| 90th Percentile (P90) | $108,790 | -$31,164 | $77,625 | 28.6% |
After federal income tax ($12,312), state tax ($5,891), and FICA ($7,118), a Occupational Therapists in Minnesota takes home $67,728 per year — or $5,644 per month. The effective tax rate of 27.2% is moderate compared to the national range.
A Occupational Therapists in Minnesota loses 27.2% of gross pay to taxes — higher than the ~25% national midpoint. Of the $93,050 gross, $67,728 lands in the paycheck after federal ($12,312), state ($5,891), and FICA ($7,118) withholding.
Minnesota uses a progressive state income tax, so brackets escalate as wages rise. For this Occupational Therapists salary the state tax works out to $5,891 (6.3% effective) — on top of federal and FICA.
Federal tax on this Occupational Therapists salary is $12,312 (49%), but combined state ($5,891, 23%) + FICA ($7,118, 28%) make up the other 51% of the bill.
Moving this same Occupational Therapists salary to a zero-state-tax state would yield around $73,620 net — a gain of $5,891 (8.7%) per year versus Minnesota.
Minnesota sits near the bottom (#46 of 51) for Occupational Therapists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $67,728 net/year works out to $5,644/month or $2,605/bi-weekly for this Occupational Therapists in Minnesota — the numbers that actually hit a checking account after every deduction.
Where does a Occupational Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #46 out of 51 states for Occupational Therapists after-tax take-home pay.
A Occupational Therapists in Minnesota earning a median salary of $93,050 will take home approximately $67,728 per year after federal income tax ($12,312), state income tax ($5,891), and FICA ($7,118). That is $5,644 per month or $2,604 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapists in Minnesota is 27.2%, broken down as: federal income tax 13.2%, Minnesota state tax 6.3%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Occupational Therapists's median salary of $93,050, the state income tax amounts to $5,891 per year, which is an effective state rate of 6.3%.
After all taxes, a Occupational Therapists in Minnesota takes home approximately $5,644 per month, or about $32.56 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $93,050 for Occupational Therapists in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $67,728/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR