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Occupational Therapists Salary in Illinois: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Occupational Therapists salary really buy you in Illinois?

Illinois is near the US average cost of living

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$99,700
Median annual (2025)
-1.3%
Real Purchasing Power
$98,420
COL-adjusted (RPP=101.3)

Illinois Cost of Living Index

Illinois's Regional Price Parity (RPP) is 101.3, meaning prices are 1.3% higher the national average. A Occupational Therapists earning $99,700 in Illinois has the equivalent purchasing power of $98,420 in an average-cost US state.

IL: 101.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Illinois's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $73,360 $72,418 $-941
25th Percentile (P25) $82,070 $81,016 $-1,053
Median (P50) $99,700 $98,420 $-1,279
75th Percentile (P75) $109,780 $108,371 $-1,408
90th Percentile (P90) $132,180 $130,483 $-1,696
Key Insight

Illinois's cost of living is close to the national average, so $99,700 keeps most of its value at $98,420 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Illinois Sits Near the National Cost Benchmark

RPP 101.3

With an RPP of 101.3, Illinois is within a few percent of the national cost-of-living baseline. Salary adjustment for Occupational Therapists is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-1.3%

After adjusting for Illinois's cost of living, $99,700 nominal nets out to $98,421 in real purchasing power — a small 1.3% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Occupational Therapists.

Below-Median Adjusted Pay

#34 / 51

Illinois's rank of #34 of 51 states means real purchasing power for Occupational Therapists trails the national half-way line.

Best States for Occupational Therapists (After Cost of Living)

Where does Occupational Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$122,817
RPP 86.6
$117,454
RPP 88.8
3. Nevada
$114,647
RPP 96.4
$110,675
RPP 112.5
5. Kansas
$110,188
RPP 90.0
$109,228
RPP 89.4
$108,978
RPP 91.0
8. Texas
$108,861
RPP 97.5
$108,739
RPP 87.3
10. Louisiana
$108,708
RPP 90.6

Illinois ranks #34 out of 51 states for Occupational Therapists after cost-of-living adjustment.

How much do you actually take home? See Occupational Therapists take-home pay in Illinois after taxes →

Frequently Asked Questions

What is the real salary for a Occupational Therapists in Illinois after cost of living?

A Occupational Therapists in Illinois earns a median salary of $99,700 per year. After adjusting for Illinois's cost of living (RPP=101.3), the real purchasing power is $98,420 — a -1.3% difference.

Is Illinois expensive to live in?

Illinois's cost of living is 1.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Illinois is 101.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Occupational Therapists in Illinois: $99,700 x (100 / 101.3) = $98,420. This represents what the salary would be worth in a state with average living costs.

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