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Obstetricians and Gynecologists Salary in Texas After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Obstetricians and Gynecologists actually take home in Texas?

No state income tax — 27.8% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$271,960
Median annual (2025)
-$75,495
Take-Home Pay
$196,464
After all taxes

Your Estimated Paycheck

Annual
$196,464
Monthly
$16,372
Bi-Weekly
$7,556
Hourly
$94.45

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Obstetricians and Gynecologists earns in Texas, here is how it is split between taxes and take-home pay.

Federal Income Tax (22.2%)
Texas: No State Income Tax
FICA (SS + Medicare) (5.5%)
Take-Home Pay (72.3%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Obstetricians and Gynecologists earning $271,960 in Texas (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $271,960
Federal Income Tax -$60,450 22.2%
Texas State Income Tax -$0 0.0%
Social Security (OASDI) -$10,453 3.8%
Medicare -$4,591 1.7%
Total Taxes -$75,495 27.8%
Take-Home Pay $196,464 72.2%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Obstetricians and Gynecologists in Texas.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $73,450 -$13,618 $59,831 18.5%
25th Percentile (P25) $99,990 -$21,488 $78,501 21.5%
Median (P50) $271,960 -$75,495 $196,464 27.8%
75th Percentile (P75) $359,320 -$108,123 $251,196 30.1%
90th Percentile (P90) $425,630 -$132,890 $292,739 31.2%
Key Insight

Texas has no state income tax, which means a Obstetricians and Gynecologists keeps $196,464 of their $271,960 salary — 72.2% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.

What the Numbers Say

Above-Average Tax Burden in Texas

27.8% effective

A Obstetricians and Gynecologists in Texas loses 27.8% of gross pay to taxes — higher than the ~25% national midpoint. Of the $271,960 gross, $196,465 lands in the paycheck after federal ($60,451), state ($0), and FICA ($15,044) withholding.

Texas: No State Income Tax Advantage

0% state tax

Texas is one of the few states with zero state income tax for wage earners. For a Obstetricians and Gynecologists, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.

Federal Tax Dominates This Paycheck

Fed 80%

Federal income tax ($60,451) accounts for 80% of the total tax bill — the single largest deduction. FICA adds $15,044 (20%), and state tax the remaining $0 (0%).

Below-Median Take-Home in Texas

#27 / 41

Texas ranks #27 of 41 states for Obstetricians and Gynecologists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.

What the Paycheck Actually Looks Like

$16,372/mo

Translated into paycheck cadences, $196,465 net/year works out to $16,372/month or $7,556/bi-weekly for this Obstetricians and Gynecologists in Texas — the numbers that actually hit a checking account after every deduction.

Best States for Obstetricians and Gynecologists Take-Home Pay

Where does a Obstetricians and Gynecologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

1. Alaska
$290,120
31.2%
2. Utah
$279,640
36.0%
$277,254
33.0%
$262,920
35.0%
5. Vermont
$257,009
38.6%
6. Arizona
$248,468
32.8%
$248,226
30.0%
$244,191
29.9%
$241,059
29.7%
10. Oklahoma
$240,651
35.0%

Texas ranks #27 out of 41 states for Obstetricians and Gynecologists after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Obstetricians and Gynecologists in Texas?

A Obstetricians and Gynecologists in Texas earning a median salary of $271,960 will take home approximately $196,464 per year after federal income tax ($60,450), state income tax ($0), and FICA ($15,044). That is $16,372 per month or $7,556 per bi-weekly paycheck.

What is the effective tax rate for a Obstetricians and Gynecologists in Texas?

The effective total tax rate for a Obstetricians and Gynecologists in Texas is 27.8%, broken down as: federal income tax 22.2%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 5.5%. This assumes a single filer with the standard deduction for 2024.

Does Texas have a state income tax?

No, Texas does not levy a state income tax on wages. This means a Obstetricians and Gynecologists in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 27.8%.

What is the monthly take-home pay for a Obstetricians and Gynecologists in Texas?

After all taxes, a Obstetricians and Gynecologists in Texas takes home approximately $16,372 per month, or about $94.45 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Obstetricians and Gynecologists take-home pay in Texas calculated?

We start with the 2025 BLS median salary of $271,960 for Obstetricians and Gynecologists in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $196,464/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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