Last updated: 2025 BLS data · Page refreshed:
How much does a Mental Health and Substance Abuse Social Workers actually take home in Virginia?
Progressive (up to 5.8%) — 22.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Mental Health and Substance Abuse Social Workers earning $64,240 in Virginia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $64,240 | — |
| Federal Income Tax | -$5,973 | 9.3% |
| Virginia State Income Tax | -$3,436 | 5.3% |
| Social Security (OASDI) | -$3,982 | 6.2% |
| Medicare | -$931 | 1.5% |
| Total Taxes | -$14,324 | 22.3% |
| Take-Home Pay | $49,915 | 77.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Mental Health and Substance Abuse Social Workers in Virginia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,530 | -$10,085 | $38,444 | 20.8% |
| 25th Percentile (P25) | $53,620 | -$11,377 | $42,242 | 21.2% |
| Median (P50) | $64,240 | -$14,324 | $49,915 | 22.3% |
| 75th Percentile (P75) | $80,390 | -$20,041 | $60,348 | 24.9% |
| 90th Percentile (P90) | $102,480 | -$27,861 | $74,618 | 27.2% |
After federal income tax ($5,973), state tax ($3,436), and FICA ($4,914), a Mental Health and Substance Abuse Social Workers in Virginia takes home $49,915 per year — or $4,159 per month. The effective tax rate of 22.3% is relatively low compared to the national range.
With an effective total rate of 22.3%, a Mental Health and Substance Abuse Social Workers in Virginia keeps $49,916 of $64,240 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Virginia uses a progressive state income tax, so brackets escalate as wages rise. For this Mental Health and Substance Abuse Social Workers salary the state tax works out to $3,436 (5.3% effective) — on top of federal and FICA.
Federal tax on this Mental Health and Substance Abuse Social Workers salary is $5,974 (42%), but combined state ($3,436, 24%) + FICA ($4,914, 34%) make up the other 58% of the bill.
Moving this same Mental Health and Substance Abuse Social Workers salary to a zero-state-tax state would yield around $53,352 net — a gain of $3,436 (6.9%) per year versus Virginia.
Virginia ranks #16 of 51 states for Mental Health and Substance Abuse Social Workers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $49,916 net/year works out to $4,160/month or $1,920/bi-weekly for this Mental Health and Substance Abuse Social Workers in Virginia — the numbers that actually hit a checking account after every deduction.
Where does a Mental Health and Substance Abuse Social Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Virginia ranks #16 out of 51 states for Mental Health and Substance Abuse Social Workers after-tax take-home pay.
A Mental Health and Substance Abuse Social Workers in Virginia earning a median salary of $64,240 will take home approximately $49,915 per year after federal income tax ($5,973), state income tax ($3,436), and FICA ($4,914). That is $4,159 per month or $1,919 per bi-weekly paycheck.
The effective total tax rate for a Mental Health and Substance Abuse Social Workers in Virginia is 22.3%, broken down as: federal income tax 9.3%, Virginia state tax 5.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Virginia has a progressive (up to 5.8%). On a Mental Health and Substance Abuse Social Workers's median salary of $64,240, the state income tax amounts to $3,436 per year, which is an effective state rate of 5.3%.
After all taxes, a Mental Health and Substance Abuse Social Workers in Virginia takes home approximately $4,159 per month, or about $24.00 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $64,240 for Mental Health and Substance Abuse Social Workers in Virginia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Virginia state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,915/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR