Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Transcriptionists actually take home in Massachusetts?
5.0% flat rate — 19.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Transcriptionists earning $36,910 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $36,910 | — |
| Federal Income Tax | -$2,445 | 6.6% |
| Massachusetts State Income Tax | -$1,845 | 5.0% |
| Social Security (OASDI) | -$2,288 | 6.2% |
| Medicare | -$535 | 1.5% |
| Total Taxes | -$7,114 | 19.3% |
| Take-Home Pay | $29,795 | 80.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Transcriptionists in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,440 | -$6,998 | $29,441 | 19.2% |
| 25th Percentile (P25) | $36,440 | -$6,998 | $29,441 | 19.2% |
| Median (P50) | $36,910 | -$7,114 | $29,795 | 19.3% |
| 75th Percentile (P75) | $40,800 | -$8,073 | $32,726 | 19.8% |
| 90th Percentile (P90) | $47,000 | -$9,601 | $37,398 | 20.4% |
After federal income tax ($2,445), state tax ($1,845), and FICA ($2,823), a Medical Transcriptionists in Massachusetts takes home $29,795 per year — or $2,482 per month. The effective tax rate of 19.3% is relatively low compared to the national range.
A Medical Transcriptionists in Massachusetts faces an effective total tax rate of only 19.3%, keeping 80.7% of every gross dollar. That leaves $29,796 net out of $36,910 gross — a favorable outcome compared to states with combined rates above 30%.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Medical Transcriptionists salary that contributes $1,846 to the 5.0% effective state-tax burden.
Federal tax on this Medical Transcriptionists salary is $2,445 (34%), but combined state ($1,846, 26%) + FICA ($2,824, 40%) make up the other 66% of the bill.
A Medical Transcriptionists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $31,641 — only $1,846 (6.2%) more than in Massachusetts.
Massachusetts sits near the bottom (#40 of 50) for Medical Transcriptionists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $29,796 net/year works out to $2,483/month or $1,146/bi-weekly for this Medical Transcriptionists in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Medical Transcriptionists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #40 out of 50 states for Medical Transcriptionists after-tax take-home pay.
A Medical Transcriptionists in Massachusetts earning a median salary of $36,910 will take home approximately $29,795 per year after federal income tax ($2,445), state income tax ($1,845), and FICA ($2,823). That is $2,482 per month or $1,145 per bi-weekly paycheck.
The effective total tax rate for a Medical Transcriptionists in Massachusetts is 19.3%, broken down as: federal income tax 6.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Medical Transcriptionists's median salary of $36,910, the state income tax amounts to $1,845 per year, which is an effective state rate of 5.0%.
After all taxes, a Medical Transcriptionists in Massachusetts takes home approximately $2,482 per month, or about $14.32 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $36,910 for Medical Transcriptionists in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $29,795/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR