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Medical Records Specialists Salary in Montana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Medical Records Specialists salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$50,190
Median annual (2025)
+10.7%
Real Purchasing Power
$55,581
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Medical Records Specialists earning $50,190 in Montana has the equivalent purchasing power of $55,581 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $40,460 $44,806 +$4,346
25th Percentile (P25) $43,970 $48,693 +$4,723
Median (P50) $50,190 $55,581 +$5,391
75th Percentile (P75) $59,770 $66,190 +$6,420
90th Percentile (P90) $64,540 $71,472 +$6,932
Key Insight

A Medical Records Specialists in Montana earns $50,190 on paper, but low living costs mean your money goes 11% further — like earning $55,581 in an average-cost state. This makes Montana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Montana Runs Well Below National Cost

RPP 90.3

Montana's Regional Price Parity (RPP) of 90.3 means a basket of goods and services costs about 9.7% less than the national average. For a Medical Records Specialists, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.7%

Adjusting $50,190 for Montana's cost of living yields $55,581 — a 10.7% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Above-Median Adjusted Pay

#25 / 51

Montana sits at #25 of 51 states for Medical Records Specialists COL-adjusted salary — comfortably above the national midpoint.

Best States for Medical Records Specialists (After Cost of Living)

Where does Medical Records Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$65,308
RPP 92.3
$63,153
RPP 91.0
$62,978
RPP 97.7
$61,783
RPP 116.6
$61,088
RPP 104.7
$60,202
RPP 88.8
7. Alaska
$59,892
RPP 102.0
8. Wyoming
$58,988
RPP 91.9
$58,647
RPP 88.0
10. Idaho
$58,235
RPP 91.8

Montana ranks #25 out of 51 states for Medical Records Specialists after cost-of-living adjustment.

How much do you actually take home? See Medical Records Specialists take-home pay in Montana after taxes →

Frequently Asked Questions

What is the real salary for a Medical Records Specialists in Montana after cost of living?

A Medical Records Specialists in Montana earns a median salary of $50,190 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $55,581 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Medical Records Specialists in Montana: $50,190 x (100 / 90.3) = $55,581. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Medical Records Specialists in Montana financially?

From a purchasing power perspective, yes. A Medical Records Specialists in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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