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Medical Records Specialists Salary in Massachusetts: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Medical Records Specialists salary really buy you in Massachusetts?

Massachusetts is 9.4% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$60,350
Median annual (2025)
-8.6%
Real Purchasing Power
$55,164
COL-adjusted (RPP=109.4)

Massachusetts Cost of Living Index

Massachusetts's Regional Price Parity (RPP) is 109.4, meaning prices are 9.4% higher the national average. A Medical Records Specialists earning $60,350 in Massachusetts has the equivalent purchasing power of $55,164 in an average-cost US state.

MA: 109.4
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Massachusetts's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $43,960 $40,182 $-3,777
25th Percentile (P25) $48,170 $44,031 $-4,138
Median (P50) $60,350 $55,164 $-5,185
75th Percentile (P75) $74,700 $68,281 $-6,418
90th Percentile (P90) $81,620 $74,606 $-7,013
Key Insight

While $60,350 sounds high, Massachusetts's elevated cost of living erases 9% of that salary's purchasing power. Your real buying power is $55,164. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Massachusetts Is a High-Cost State

RPP 109.4

Massachusetts's RPP of 109.4 puts it 9.4% above the national baseline cost of living. A Medical Records Specialists needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.6%

After applying Massachusetts's RPP, the $60,350 median salary translates to $55,165 in real terms — a 8.6% loss. That difference can cover several months of expenses over a year for a Medical Records Specialists.

Below-Median Adjusted Pay

#27 / 51

Massachusetts's rank of #27 of 51 states means real purchasing power for Medical Records Specialists trails the national half-way line.

Best States for Medical Records Specialists (After Cost of Living)

Where does Medical Records Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$65,308
RPP 92.3
$63,153
RPP 91.0
$62,978
RPP 97.7
$61,783
RPP 116.6
$61,088
RPP 104.7
$60,202
RPP 88.8
7. Alaska
$59,892
RPP 102.0
8. Wyoming
$58,988
RPP 91.9
$58,647
RPP 88.0
10. Idaho
$58,235
RPP 91.8

Massachusetts ranks #27 out of 51 states for Medical Records Specialists after cost-of-living adjustment.

How much do you actually take home? See Medical Records Specialists take-home pay in Massachusetts after taxes →

Frequently Asked Questions

What is the real salary for a Medical Records Specialists in Massachusetts after cost of living?

A Medical Records Specialists in Massachusetts earns a median salary of $60,350 per year. After adjusting for Massachusetts's cost of living (RPP=109.4), the real purchasing power is $55,164 — a -8.6% difference.

Is Massachusetts expensive to live in?

Massachusetts's cost of living is 9.4% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Massachusetts is 109.4 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Medical Records Specialists in Massachusetts: $60,350 x (100 / 109.4) = $55,164. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Massachusetts offset the salary?

Partially — a Medical Records Specialists's nominal salary of $60,350 in Massachusetts has 8.6% less purchasing power due to higher living costs. The real value is $55,164. However, Massachusetts may offer better career opportunities, networking, and industry access.

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