Last updated: 2025 BLS data · Page refreshed:
How much does a Materials Scientists actually take home in New Jersey?
Progressive (up to 10.8%) — 26.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Materials Scientists earning $103,150 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $103,150 | — |
| Federal Income Tax | -$14,534 | 14.1% |
| New Jersey State Income Tax | -$4,444 | 4.3% |
| Social Security (OASDI) | -$6,395 | 6.2% |
| Medicare | -$1,495 | 1.5% |
| Total Taxes | -$26,869 | 26.0% |
| Take-Home Pay | $76,280 | 74.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Materials Scientists in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,450 | -$18,332 | $61,117 | 23.1% |
| 25th Percentile (P25) | $79,450 | -$18,332 | $61,117 | 23.1% |
| Median (P50) | $103,150 | -$26,869 | $76,280 | 26.0% |
| 75th Percentile (P75) | $126,290 | -$35,427 | $90,862 | 28.1% |
| 90th Percentile (P90) | $139,550 | -$40,469 | $99,080 | 29.0% |
After federal income tax ($14,534), state tax ($4,444), and FICA ($7,890), a Materials Scientists in New Jersey takes home $76,280 per year — or $6,356 per month. The effective tax rate of 26.0% is moderate compared to the national range.
A Materials Scientists in New Jersey loses 26.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $103,150 gross, $76,281 lands in the paycheck after federal ($14,534), state ($4,444), and FICA ($7,891) withholding.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Materials Scientists salary the state tax works out to $4,444 (4.3% effective) — on top of federal and FICA.
Federal tax on this Materials Scientists salary is $14,534 (54%), but combined state ($4,444, 17%) + FICA ($7,891, 29%) make up the other 46% of the bill.
Moving this same Materials Scientists salary to a zero-state-tax state would yield around $80,725 net — a gain of $4,444 (5.8%) per year versus New Jersey.
New Jersey sits near the bottom (#24 of 30) for Materials Scientists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $76,281 net/year works out to $6,357/month or $2,934/bi-weekly for this Materials Scientists in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Materials Scientists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #24 out of 30 states for Materials Scientists after-tax take-home pay.
A Materials Scientists in New Jersey earning a median salary of $103,150 will take home approximately $76,280 per year after federal income tax ($14,534), state income tax ($4,444), and FICA ($7,890). That is $6,356 per month or $2,933 per bi-weekly paycheck.
The effective total tax rate for a Materials Scientists in New Jersey is 26.0%, broken down as: federal income tax 14.1%, New Jersey state tax 4.3%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Materials Scientists's median salary of $103,150, the state income tax amounts to $4,444 per year, which is an effective state rate of 4.3%.
After all taxes, a Materials Scientists in New Jersey takes home approximately $6,356 per month, or about $36.67 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $103,150 for Materials Scientists in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $76,280/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR